9508 SW Otter Ln, Stuart, FL 34997 Property Records

Martin County property record for 9508 SW Otter Ln, Stuart, FL 34997

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,542 sqft · built 2016
Lot Size0.041 acres (1,799 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (May 2026)
Tax Bill$4,810 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-39-40-006-000-0140.0-0-0000

Property Details

APN / Parcel Number

Primary APN12-39-40-006-000-0140.0-0-0000
Alternative APNs
  • 12-39-40-006-000-01400-0
  • 230692

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,542 sqft Living Area
Gross Area1,802 sqft
1st Floor Area619 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area1,799 sqft (0.041 acres)
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Porch Area92 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number230692
Street Address9508 SW OTTER LN
CitySTUART
StateFL
Zip34997-8930
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUDR
Legal DescriptionLOT 140 PH 5 RIVER MARINA PUD PHS 3 & 5 (PB 16 PG 42)
Legal Range40E
Legal Township39S
Legal Section12
Legal SubdivisionRIVER MARINA
Legal Block1
Legal Lot Number140
JurisdictionMARTIN FL
Township / Civil DivisionINDIANTOWN
Census Block Group1
Census Block1021
Census Tract1702

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9508 SW OTTER LN, STUART, FL 34997-8930
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 4, 2026Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
May 4, 2026Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 24, 2022Warranty Deed, Transfer · Commercial Mortgage
BPL MORTGAGE TRUST LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2026 · Amount on Record
Deed SaleMay 4, 2026 · Amount on Record
Prior SaleJan 24, 2022 · Amount on Record
Deed Document Number20263184167
Deed Book / Page3564 / 2256
Prior Transfer DateNov 29, 2007
Prior Transfer Doc0002052580
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMay 4, 2026
Property Address9508 SW OTTER LN, STUART, FL 34997-8930
Document Number0035642256
Book / Page3564 / 2256
Instrument DateMay 4, 2026
Instrument20263184167
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$226,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9508 SW OTTER LN, STUART, FL 34997-8930

Mortgage

Document Number0003184168,
DateMay 4, 2026
Instrument20263184168
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.62%
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMay 4, 2026
Property Address9508 SW OTTER LN, STUART, FL 34997-8930
Document Number0003184167
Book / Page3564 / 2256
Instrument DateMay 4, 2026
Instrument2026.3184167
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$226,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9508 SW OTTER LN, STUART, FL 34997-8930

Mortgage

Document Number0003184168,
DateMay 4, 2026
Instrument2026..3184168
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.22%
Max Rate-1%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJan 24, 2022
Property Address9508 SW OTTER LN, STUART, FL 34997-8930
Document Number0032872443
Book / Page3287 / 2443
Map ReferenceMB 16 PG 42
Instrument DateJan 11, 2022
Instrument2938424
Transaction TypeTransfer
Record UpdatedFeb 9, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address561 SE NOME DR, 561, PORT SAINT LUCIE, FL 34984-8946

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 KENLEY LN, SOUTHBOROUGH, MA 01772-2154

Mortgage

Document Number0032872446
DateJan 24, 2022
Instrument3287/2446
Lender
NameBPL MORTGAGE TRUST LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,810.00 (-1.82%)$305,150 (+10.78%) Land $115,000 Building $190,150$305,150 (+10.78%) Land $115,000 Building $190,150
2024$4,899.00 (+6.69%)
2023$4,592.00 (+9.1%)$275,450 (+8.87%) Land $90,000 Building $185,450$275,450 (+8.87%) Land $90,000 Building $185,450
2022$4,209.00$253,010 Land $75,000 Building $178,010$253,010 Land $75,000 Building $178,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. LUCIE FALLS
private · serves 499 people · EPA ID FL4434014
Water SourcePurchased groundwater from MARTIN CO UTILITIES
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on SW Otter Ln

Nearby Streets

Search Property Records by Address or Parcel Number