9507 Ocean Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 9507 Ocean Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,624 sqft · built 1994
Lot Size	0.383 acres (16,683 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,278 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5383.13.03.3947000`

Property Details

APN / Parcel Number

Primary APN	`5383.13.03.3947000`
Alternative APNs	`24697` `29000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,624 sqft Heated Area
Gross Area	1,883 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,683 sqft (0.383 acres)
Lot Dimensions	150 ft deep x 25 ft wide
View / Lot	Waterfront / Beach
Garage Type	Carport
Carport	Carport
Deck Area	86 sqft
Patio Area	1,376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	29000
Street Address	9507 OCEAN DR
City	EMERALD ISLE
State	NC
Zip	28594-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L7 SA OCEAN OAKS
Legal Subdivision	OCEAN OAKS
Legal Block	03
Legal Lot Number	7
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2000
Census Tract	970904

Owner

9507 Ocean Dr is owned and occupied by two individuals.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9507 OCEAN DR, EMERALD ISLE, NC 28594-2338
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit DOGWOOD STATE BANK
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	9507 OCEAN DR, EMERALD ISLE, NC 28594-2338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016810302
Date	Aug 3, 2020
Book Page	1681/302
Instrument	1681302

Lender

Name	DOGWOOD STATE BANK
Type	Bank
Address	MIDDLESEX, NC 27557

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	9507 OCEAN DR, EMERALD ISLE, NC 28594-2338
Document Number	0016810309
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5405 SUNSET LN EMERALD ISLE NC 285943539, EMERALD ISLE, NC 28594-3539

Mortgage

Document Number	0016810309
Date	Aug 3, 2020
Book Page	001681/000309

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	EMERALD ISLE, NC 28594

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 9507 Ocean Dr was $6,278.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,660,610 (-) Land $947,025 Building $713,585	$1,660,610 (-) Land $947,025 Building $713,585
2025	$6,278.00	$1,660,610 Land $947,025 Building $713,585	$1,660,610 Land $947,025 Building $713,585
2023		$976,043 Land $573,735 Building $402,308	$976,043 Land $573,735 Building $402,308
2022	$5,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9507 Ocean Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 604 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,140 units insured incl. 536 condo units
Nearby Flood Claims	86 (1996–2024)
Claims Outside the SFHA	27 of 86
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 68 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9507 Ocean Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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