95062 Sandpiper Loop, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 95062 Sandpiper Loop, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,228 sqft · built 1979
Lot Size	0.093 acres (4,041 sqft)
Owner	2 Trust Names on File
Last Sale	$445,000 (Jul 2018)
Tax Bill	$10,624 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-00-30-0605-0102-0000`

Property Details

APN / Parcel Number

Primary APN	`00-00-30-0605-0102-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,228 sqft Living Area
Gross Area	1,276 sqft
1st Floor Area	576 sqft
Upper Floors Area	604 sqft
Basement Area	96 sqft
Finished Basement	48 sqft
Unfinished Basement	48 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,041 sqft (0.093 acres)
View / Lot	Waterfront
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	64 sqft
Deck Area	144 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	95062 SANDPIPER LOOP
City	FERNANDINA BEACH
State	FL
Zip	32034-6215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 102 THE SANDPIPER #1 PB 4/78 & 79
Legal Range	28E
Legal Township	02N
Legal Section	13
Legal Subdivision	THE SANDPIPER
Legal Lot Number	102
Jurisdiction	NASSAU FL
Township / Civil Division	FERNANDINA BEACH
Census Block Group	2
Census Block	2040
Census Tract	50203

Owner

95062 Sandpiper Loop is held in a trust since September 2021.

Source: Nassau County records, as of December 29, 2025

Owner of Record	2 Trust Names on File
Mailing Address	3623 PINE ST, JACKSONVILLE, FL 32205-9416
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage REGIONS BANK
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2018 · Amount on File
Deed Sale	Jul 11, 2018 · Amount on File
Prior Sale	Sep 23, 2004 · Amount on File
Deed Document Number	201821344
Deed Book / Page	2209 / 1145
Last Transfer Date	Sep 9, 2021
Transfer Doc	0024951284
Record Updated	Jun 8, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU FL
Recording Date	Sep 10, 2021
Property Address	95062 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6215
Document Number	0024951284
Book / Page	2495 / 1284
Map Reference	MB 4 PG 78&79
Instrument Date	Sep 9, 2021
Instrument	202145033933
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3623 PINE ST, JACKSONVILLE, FL 32205-9416

Mortgage

Document Number	24951288
Date	Sep 10, 2021
Instrument	2495/1288

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 11, 2018
Property Address	95062 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6215
Document Number	0022091145
Book / Page	2209 / 1145
Map Reference	MB4 PG78&79
Instrument Date	Jul 9, 2018
Instrument	201821344
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1108 TANGLEWOOD DR, 1108, DOUGLAS, GA 31533-7934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1332 BELVEDERE AVE, JACKSONVILLE, FL 32205-7915

Mortgage

Document Number	0201821345
Date	Jul 11, 2018
Instrument	201821345

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 95062 Sandpiper Loop was $10,624, up 5.6% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,624.00 (+5.57%)	$856,328 (+5.27%) Land $725,000 Building $131,328	$856,328 (+5.27%) Land $725,000 Building $131,328
2024	$10,063.00 (+15.72%)	$813,446 (+27.24%) Land $675,000 Building $138,446	$813,446 (+27.24%) Land $675,000 Building $138,446
2023	$8,696.00 (+22.01%)	$639,303 (+18.93%) Land $500,000 Building $139,303	$639,303 (+18.93%) Land $500,000 Building $139,303
2022	$7,127.00	$537,540 Land $400,000 Building $137,540	$537,540 Land $400,000 Building $137,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95062 Sandpiper Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 630 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,202 units insured incl. 572 condo units
Nearby Flood Claims	50 (1985–2025)
Claims Outside the SFHA	38 of 50
Most Recent Claim	Mar 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95062 Sandpiper Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NASSAU-AMELIA UTILITIES private · serves 9,750 people · EPA ID FL2450022
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, IQ Fiber.

Cell Coverage

4G LTE only, no 5G reported

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