9505 E McElroy Rd, Stillwater, OK 74075 Property Records

Payne County property record for 9505 E McElroy Rd, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,800 sqft · built 2021
Lot Size	4.8 acres (209,088 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Oct 2023)
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2020 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`19N04E-18-4-00000-000-0751`

Property Details

APN / Parcel Number

Primary APN	`19N04E-18-4-00000-000-0751`
Alternative APNs	`600004790` `4790`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	209,088 sqft (4.8 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Porch	Covered Porch
Porch Area	180 sqft
Canopy	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4790
Street Address	9505 E MCELROY RD
City	STILLWATER
State	OK
Zip	74075-8912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-19N-04E D-751 (4.8ACM/L) BEG 50'E NW/C OF LOT 1; E-1008.18' SWLY CURVE LEFT RADIUS 1186.28' ARC 769.75' S37W-159.29' N58W-
Legal Range	04E
Legal Township	19N
Legal Section	18
Legal Subdivision	19N-04E
Legal Lot Number	1
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4001
Census Tract	11101

Owner

Source: Payne County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9505 E MCELROY RD, STILLWATER, OK 74075-8912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Transfer · FHA Mortgage EXCHANGE BANK & TRUST CO
Sep 17, 2020	Deed of Trust, Construction Loan · Construction Mortgage STONER CHARLES L TRUST (RT)
Jun 15, 2020	Deed of Trust, Mortgage · Line of Credit CHARLES L STONER REV TR (RT)
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage STONER CHARLES L TRUST (RT)
Jul 22, 2019	Warranty Deed, Transfer · Line of Credit STONER CHARLES L TRUST (PT)
Oct 19, 2018	Quit Claim Deed, Transfer COMMUNITY ABSTRACT CORPORATION
Jun 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Jan 24, 2023 · Amount on Record
Deed Document Number	20239486
Deed Book / Page	2769 / 779
Last Transfer Date	Nov 11, 2023
Transfer Doc	0027760663
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Oct 2, 2023
Property Address	9505 E MCELROY RD, STILLWATER, OK 74075-8912
Document Number	0027690779
Book / Page	2769 / 779
Instrument Date	Sep 28, 2023
Instrument	I-2023-009486
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9505 E MCELROY RD, STILLWATER, OK 74075-8912

Mortgage

Document Number	I2023009487
Date	Oct 2, 2023
Instrument	I-2023-009487

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

September 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Recording Date	Sep 17, 2020
Property Address	9505 E MCELROY RD, STILLWATER, OK 74075
Document Number	0025870199
Book / Page	002587 / 000199
Instrument Date	Sep 14, 2020
Instrument	10319
Transaction Type	Construction Loan
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 N ROSE RD STILLWATER OK 740758879, STILLWATER, OK 74075-8879

Mortgage

Document Number	25870199
Date	Sep 17, 2020
Book Page	002587/000199
Instrument	10319

Lender

Name	STONER CHARLES L TRUST (RT)
Address	PO BOX 129, WELCH, OK 74369-0129

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 16, 2021

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	9505 E MCELROY RD, STILLWATER, OK 74075
Document Number	0025710257
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 N ROSE RD STILLWATER OK 740758879, STILLWATER, OK 74075-8879

Mortgage

Document Number	0025710257
Date	Jun 19, 2020
Book Page	002571/000257
Instrument	6437

Lender

Name	CHARLES L STONER REV TR (RT)
Address	PO BOX 129, WELCH, OK 74369-0129

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	9505 E MCELROY RD, STILLWATER, OK 74075
Document Number	0025500856
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 N ROSE RD STILLWATER OK 740758879, STILLWATER, OK 74075-8879

Mortgage

Document Number	0025500856
Date	Feb 18, 2020
Book Page	002550/000856
Instrument	1706

Lender

Name	STONER CHARLES L TRUST (RT)
Address	PO BOX 129, WELCH, OK 74369-0129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jul 22, 2019
Property Address	9505 E MCELROY RD, STILLWATER, OK 74075
Document Number	0025170824
Book / Page	002517 / 000824
Instrument Date	Jul 19, 2019
Instrument	7430
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 CIRCLE CT SAND SPRINGS OK 74063, SAND SPRINGS, OK 74063

Mortgage

Document Number	25210428
Date	Jul 22, 2019
Book Page	002521/000428
Instrument	8279

Lender

Name	STONER CHARLES L TRUST (PT)
Address	PO BOX 129, WELCH, OK 74369-0129

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAYNE OK
Recording Date	Oct 19, 2018
Property Address	9505 E MCELROY RD, STILLWATER, OK 74075
Document Number	0024790372
Book / Page	002479 / 000372
Instrument Date	Oct 19, 2018
Instrument	12769
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	COMMUNITY ABSTRACT CORPORATION

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 1041 STILLWATER OK 740761041, STILLWATER, OK 74076-1041

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAYNE OK
Recording Date	Jun 15, 2018
Property Address	9505 E MCELROY RD, STILLWATER, OK 74075
Document Number	0024600388
Book / Page	002460 / 000388
Instrument Date	May 19, 2018
Instrument	7820
Transaction Type	Transfer
Record Updated	Jul 4, 2018

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1041 STILLWATER OK 740761041, STILLWATER, OK 74076-1041

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,192.00 (+0.16%)	$32,005 (-) Land $3,657 Building $28,348
2024	$3,187.00 (+1.46%)	$32,005 (+0.87%) Land $3,657 Building $28,348	$280,750 (+0.48%) Land $32,080 Building $248,670
2023	$3,141.00 (+4.04%)	$31,730 (+5%) Land $3,642 Building $28,088	$279,420 (+5.41%) Land $32,080 Building $247,340
2022	$3,019.00	$30,219 Land $3,657 Building $26,562	$265,080 Land $32,080 Building $233,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	51 EAST WATER serves 2,500 people · EPA ID OK3006003
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	3 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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