9505 Alcotan Ln, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 9505 Alcotan Ln, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,576 sqft · built 2014
Lot Size0.226 acres (9,862 sqft)
OwnerIndividual Name on Record
Last Sale$489,000 (Mar 2014)
Tax Bill$10,180 (2025)
Deeds & MortgagesJun 2023 Second Mortgage
Sep 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN045-312-052

Property Details

APN / Parcel Number

Primary APN045-312-052

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Building Area2,576 sqft Living Area

Exterior

Year BuiltBuilt 2014
Construction TypeWood
Lot Area9,862 sqft (0.226 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address9505 ALCOTAN LN
CityATASCADERO
StateCA
Zip93422-6154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionCY ATAS TR 2525-1 LT 52
Legal SubdivisionTRACT 2525-1
Legal Tract2525-1
Legal Lot Number52
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group4
Census Block4004
Census Tract12705

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9505 ALCOTAN LN, ATASCADERO, CA 93422-6154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
LOW VA RATES LLC
Sep 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOW VA RATES LLC
Nov 2, 2017Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Feb 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY
Oct 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2014 · Amount on Record
Deed SaleMar 7, 2014 · Amount on Record
Prior SaleApr 2, 2013
Deed Document Number2014008855
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address9505 ALCOTAN LN, ATASCADERO, CA 93422-6154
Transaction TypeMortgage
Record UpdatedJul 7, 2023
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9505 ALCOTAN LN, ATASCADERO, CA 93422-6154

Mortgage

Document Number0000018144
DateJun 28, 2023
Instrument2023018144
Lender
NameLOW VA RATES LLC
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2038

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address9505 ALCOTAN LN, ATASCADERO, CA 93422-6154
Transaction TypeMortgage
Record UpdatedOct 6, 2021
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address8505 ALCOTAN LN, ATASCADERO, CA 93422

Mortgage

Document Number0000065699
DateSep 28, 2021
Instrument2021065699
Lender
NameLOW VA RATES LLC
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address9505 ALCOTAN LN, ATASCADERO, CA 93422-6154
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050324
DateNov 2, 2017
Instrument2017050324
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address9505 ALCOTAN LN, ATASCADERO, CA 93422-6154
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006265
DateFeb 7, 2020
Instrument2020006265
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address9505 ALCOTAN LN, ATASCADERO, CA 93422-6154
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address9505 ALCOTAN LN, ATASCADERO, CA 93422-6154

Mortgage

Document Number0000055140
DateOct 2, 2020
Instrument2020055140
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,180.00 (+5.72%)$687,114 (+4.04%) Land $134,840 Building $552,274
2023$9,629.00 (+2.5%)$660,435 Land $129,605 Building $530,830
2022$9,394.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 41% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: GeoLinks, Ranch Wifi.

Nearby Properties on Alcotan Ln

Nearby Streets

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