9503 Vernon Rd, Bancroft, MI 48414 Property Records

Shiawassee County property record for 9503 Vernon Rd, Bancroft, MI 48414

Property Summary

Property Type	Single Family Home
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jan 2026)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-05-300-005-01`

Property Details

APN / Parcel Number

Primary APN	`016-05-300-005-01`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,500 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	26,136 sqft (0.6 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9503 VERNON RD
City	BANCROFT
State	MI
Zip	48414-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 5 T5N R4E COM AT INTR OF N LN OF SW 14 & E RWY LN OF VERNON ROAD S'LY ALG SD RWY LN 167.50 FT E 160 FT PARL WITH SD N LN
Legal Range	04E
Legal Township	05N
Legal Section	05
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	BURNS
Census Block Group	3
Census Block	3007
Census Tract	31301

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5727 ANNAPOLIS DR, LANSING, MI 48911-5004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Jan 21, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 25, 2020	Warranty Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Deed Document Number	20263399213
Deed Book / Page	1334 / 657
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 14, 2026
Property Address	9503 VERNON RD, BANCROFT, MI 48414-9709
Document Number	0003406136
Book / Page	1341 / 522
Instrument Date	Aug 10, 2026
Instrument	20263406136
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	6986 E COLE RD, BANCROFT, MI 48414-9708

Mortgage

Document Number	0003406136,
Date	Aug 14, 2026
Book Page	1341/522
Instrument	20263406136

Lender

Name	COMMERCIAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	9503 VERNON RD, BANCROFT, MI 48414-9709
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9503 VERNON RD, BANCROFT, MI 48414-9709

Mortgage

Document Number	0012840896
Date	Jul 12, 2021
Book Page	1284/896
Instrument	3348684

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jan 21, 2026
Property Address	9503 VERNON RD, BANCROFT, MI 48414-9709
Document Number	0013340657
Book / Page	1334 / 657
Instrument Date	Jan 20, 2026
Instrument	3399213
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10012 S BARNES RD, DURAND, MI 48429-9420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5727 ANNAPOLIS DR, LANSING, MI 48911-5004

Mortgage

Document Number	0003399155
Date	Jan 21, 2026
Instrument	3399155

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	0013340599
Date	Jan 20, 2026
Book Page	1334/599
Instrument	3399155

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 25, 2020
Property Address	9503 VERNON RD, BANCROFT, MI 48414-9709
Document Number	0012700238
Book / Page	001270 / 000238
Instrument Date	Jun 24, 2020
Instrument	3333879
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	319 OAK PARK DR PERRY MI 488729182, PERRY, MI 48872-9182

Mortgage

Document Number	12700239
Date	Jun 25, 2020
Book Page	001270/000239
Instrument	3333880

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Burns Township
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,000 (+13.74%)	$202,000 (+13.74%)
2025	$2,447.00 (+3.16%) Homeowner's exemption	$88,800 (+15.63%)	$177,600 (+15.63%)
2024	$2,372.00 (+15.71%)
2023	$2,050.00 Homeowner's exemption	$76,800	$153,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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