9503 Lahring Rd, Gaines, MI 48436 Property Records

Genesee County property record for 9503 Lahring Rd, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,712 sqft
Lot Size6.21 acres (270,508 sqft)
Owner2 Individual Names on Record
Last Sale$445,000 (May 2022)
Tax Bill$5,336 (2025)
Deeds & MortgagesMay 2022 Sale
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-15-100-004

Property Details

APN / Parcel Number

Primary APN01-15-100-004

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,712 sqft Living Area
1st Floor Area1,464 sqft
Basement Area1,464 sqft

Exterior

Lot Area270,508 sqft (6.21 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address9503 LAHRING RD
CityGAINES
StateMI
Zip48436-9605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionW 410 FT OF N 660 FT OF NW 1/4 SEC 15 T5N R5E 6.21 A (98) FR 01-15-100-001
Legal Range05E
Legal Township05N
Legal Section15
JurisdictionGENESEE MI
Township / Civil DivisionARGENTINE
Census Block Group1
Census Block1059
Census Tract13001

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9503 LAHRING RD, GAINES, MI 48436-9605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2022Warranty Deed, Transfer
STATE STREET TITLE AGENCY LLC, STATE STREET TITLE AGCY LLC
May 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Nov 13, 2018Deed of Trust, Mortgage · ARM
WALLED LAKE SCHOOLS EMPLOYEES FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2022 · Amount on Record
Deed SaleMay 5, 2022 · Amount on Record
Prior SaleMay 21, 2013 · Amount on Record
Deed Document Number202236440
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateMay 5, 2022
Property Address9503 LAHRING RD, GAINES, MI 48436-9605
Document Number0000036440
Instrument DateApr 15, 2022
Instrument202205050036440
Transaction TypeTransfer
Record UpdatedMay 25, 2022
Title CompanySTATE STREET TITLE AGENCY LLC, STATE STREET TITLE AGCY LLC

Transaction

AmountAmount Recorded
Tax$3,337.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9503 LAHRING RD, 9503, GAINES, MI 48436-9605

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2523 TOWER HILL LN, ROCHESTER HILLS, MI 48306-3061

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address9503 LAHRING RD, GAINES, MI 48436-9605
Transaction TypeMortgage
Record UpdatedJul 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202105270051507
DateMay 27, 2021
Instrument202105270051507
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address9503 LAHRING RD, GAINES, MI 48436-9605
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000097384
DateNov 13, 2018
Instrument201811130097384
Lender
NameWALLED LAKE SCHOOLS EMPLOYEES FCU
TypeCredit Union
AddressWALLED LAKE, MI 48390
Agreement
TypeARM
AmountAmount Recorded
Term180 Months
DueNov 1, 2033
Interest
Rate TypeAdjustable Rate
Rate6.5%
Change FrequencyMonthly
Min Rate At Change1%
IndexPrime Rate
Max Rate15%

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionArgentine Township
Unified School DistrictByron Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,300 (+9.58%) Land $31,600 Building $161,700$386,600 (+9.58%) Land $63,200 Building $323,400
2025$5,336.00 (+9.1%)$176,400 (+20.33%)$352,800 (+20.33%)
2024$4,891.00 (+78.83%)
2023$146,600$293,200
2019$2,735.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3
Frontier
DSL
10 / 1

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