St. Clair County property record for 9503 Frank St, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,640 sqft · built 1941 |
| Lot Size | 0.628 acres (27,356 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $959,000 (Nov 2024) |
| Tax Bill | $11,573 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-487-0051-000 |
| Primary APN | 74-14-487-0051-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,640 sqft Living Area |
| 1st Floor Area | 1,382 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Lot Area | 27,356 sqft (0.628 acres) |
| Lot Dimensions | 236 ft deep x 115 ft wide |
| Garage Area | 1,951 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9503 FRANK ST |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BEG AT NE'LY COR OF LOT 846, TH S 9D 51M W 117.26', TH N 68D 52M 30S W 243.45', TH N 16D 19M E 115.43', TH S 68D 52M 30S E |
| Legal Subdivision | SUPERVISORS ROY T GILBERTS PLAT #11 |
| Legal Lot Number | 846 |
| Legal Unit | 846 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 646000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Smith, LeRoy, House listed 1996 · 2 contributing resources · NRIS 96000365 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
9503 Frank St is owned by a company that acquired it in April 2025 and is owner-occupied.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 27843 ADDELIA ST, WARREN, MI 48093-4585 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2024 · Amount on File |
| Deed Sale | Nov 8, 2024 · Amount on File |
| Prior Sale | Jan 28, 2011 · Amount on File |
| Deed Document Number | 202420013 |
| Deed Book / Page | 5764 / 300 |
| Last Transfer Date | Apr 28, 2025 |
| Transfer Doc | 0005811202 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 9503 Frank St was $11,573 with a homeowner's exemption, up 72.3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,900 (+11.34%) | $779,800 | |
| 2025 | $11,573.00 (+72.35%) Homeowner's exemption | $350,200 | |
| 2024 | $6,715.00 | $700,400 | |
| 2023 | $267,600 | ||
| 2022 | $6,167.00 | $535,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9503 Frank St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 11 (1981–2019) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jun 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9503 Frank St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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