9503 Charlesfield Dr, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 9503 Charlesfield Dr, Fredericksburg, VA 22407

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,673 sqft · built 2000
Lot Size0.319 acres (13,884 sqft)
Owner2 Individual Names on Record
Last Sale$181,395 (Mar 2000)
Tax Bill$3,539 (2026)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN34G-12-348

Property Details

APN / Parcel Number

Primary APN34G-12-348
Alternative APN
  • 034G12-348

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,673 sqft Finished Area
Basement Area1,499 sqft
Unfinished Basement1,499 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area13,884 sqft (0.319 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area55 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address9503 CHARLESFIELD DR
CityFREDERICKSBURG
StateVA
Zip22407-8376
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU - RURAL
Legal DescriptionFOX POINT LOT 348 SEC 12B
Legal SubdivisionFOX POINT
Legal Lot Number348
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionBATTLEFIELD
Census Block Group1
Census Block1008
Census Tract20309

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9503 CHARLESFIELD DR, FREDERICKSBURG, VA 22407-8376
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2000 · Amount on Record
Deed SaleMar 27, 2000 · Amount on Record
Prior SaleSep 29, 1999 · Amount on Record
Deed Book / Page1796 / 837
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address9503 CHARLESFIELD DR, FREDERICKSBURG, VA 22407-8376
Document Number202000022765
Instrument DateSep 25, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9503 CHARLESFIELD DR FREDERICKSBURG VA 224078376, FREDERICKSBURG, VA 22407-8376

Mortgage

Document Number202000022765
DateSep 30, 2020
Instrument22765
Lender
NameDRAPER & KRAMER MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 29, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,539.00 (+20.42%)$480,000 (+26.02%) Land $170,000 Building $310,000
2025$480,000 (+26.02%) Land $170,000 Building $310,000
2023$2,939.00$380,900 Land $120,000 Building $260,900$380,900 Land $120,000 Building $260,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJan 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people · EPA ID VA6177300
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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