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9502 Ridgeforest Dr, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 9502 Ridgeforest Dr, Charlotte, NC 28277

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,190 sqft · built 2007
Lot Size0.135 acres (5,896 sqft)
Owner2 Individual Names on File
Last Sale$352,000 (Jun 2007)
Tax Bill$6,009 (2023)
Deeds & MortgagesJul 2023 Line of Credit
Jun 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN229-376-27

Property Details

APN / Parcel Number

Primary APN229-376-27

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,190 sqft Heated Area
Gross Area3,680 sqft
1st Floor Area1,456 sqft
Upper Floors Area1,734 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area5,896 sqft (0.135 acres)
Garage Area466 sqft
PorchPorch
Porch Area24 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number229-376-27
Street Address9502 RIDGEFOREST DR
CityCHARLOTTE
StateNC
Zip28277-3650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL58 M45-728
Legal SubdivisionARDREY WOODS PH 01 MAP 01
Legal Lot Number58
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2015
Census Tract5864

Owner

9502 Ridgeforest Dr is owned and occupied by two individuals who bought it in June 2007.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record2 Individual Names on File
Mailing Address9502 RIDGEFOREST DR, CHARLOTTE, NC 28277-3650
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jun 6, 2017Loan Modification, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2007 · Amount on File
Deed SaleJun 26, 2007 · Amount on File
Deed Document Number0022427260
Deed Book / Page22427 / 260
Record UpdatedJun 7, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address9502 RIDGEFOREST DR, CHARLOTTE, NC 28277-3650
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000070931
DateJul 27, 2023
Book Page38273/970
Instrument2023070931
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address9502 RIDGEFOREST DR, CHARLOTTE, NC 28277-3650
Document Number0000080915
Instrument DateJun 6, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyURBAN LENDING SOLUTIONS, URBAN LNDG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address9502 RIDGEFOREST DR CHARLOTTE NC 282773650, CHARLOTTE, NC 28277-3650
InvestorPossibly a Property Investor

Mortgage

Document Number0000080915
DateJun 19, 2017
Book Page031893/000159
Instrument80915
Lender
NameBANK OF AMERICA
TypeBank
AddressBROOMFIELD, CO 80021
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueJun 18, 2057
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 9502 Ridgeforest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9502 Ridgeforest Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMPLIGHTER SOUTH-DANBY
private · serves 3,297 people · EPA ID NC0160156
Water SourcePurchased surface water from LANCASTER COUNTY W&SD
Last State InspectionSep 2025
Also Mapped HereUNION COUNTY WATER SYSTEM
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgeforest Dr

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