Haywood County property record for 9502 Cruso Rd, Canton, NC 28716
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,124 sqft · built 1949 |
| Lot Size | 0.992 acres (43,190 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Feb 2025) |
| Tax Bill | $779 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 8654-61-6519 |
| Primary APN | 8654-61-6519 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,124 sqft Heated Area |
| Gross Area | 1,288 sqft |
| 1st Floor Area | 1,124 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 43,190 sqft (0.992 acres) |
| Garage Area | 480 sqft |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 287292 |
|---|---|
| Street Address | 9502 CRUSO RD |
| City | CANTON |
| State | NC |
| Zip | 28716-5417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9502 CRUSO RD |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | EAST FORK |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 921302 |
9502 Cruso Rd is owned and occupied by two individuals who bought it in February 2025.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9502 CRUSO RD, CANTON, NC 28716-5417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BK |
| Nov 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage FARMERS & MECHANICS BANK |
| Feb 12, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2025 · Amount on File |
| Deed Sale | Feb 11, 2025 · Amount on File |
| Prior Sale | Nov 29, 2018 · Amount on File |
| Deed Document Number | 2025995 |
| Deed Book / Page | 1122 / 1648 |
| Prior Transfer Date | Feb 9, 2018 |
| Prior Transfer Doc | 0009452171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 9502 CRUSO RD, CANTON, NC 28716-5417 |
| Document Number | 0009970095 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9502 CRUSO RD CANTON NC 287165417, CANTON, NC 28716-5417 |
| Document Number | 0009970095 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 000997/000095 |
| Instrument | 4122 |
| Name | FARMERS & MECHANICS BK |
|---|---|
| Type | Bank |
| Address | GALESBURG, IL 61401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Nov 29, 2018 |
| Property Address | 9502 CRUSO RD, CANTON, NC 28716-5417 |
| Document Number | 0009632279 |
| Book / Page | 963 / 2279 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 2018010641 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21522 SANDY COVE RD, 21522, CORNELIUS, NC 28031-5851 |
| Name | Verified Name |
|---|---|
| Address | 2612 NE AVENUE, CAPE CORAL, FL 33909 |
| Document Number | 2018010642 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 2018010642 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Feb 12, 2018 |
| Property Address | 9502 CRUSO RD, CANTON, NC 28716-5417 |
| Document Number | 0009452171 |
| Book / Page | 000945 / 002171 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 1163 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21522 SANDY COVE RD CORNELIUS NC 280315851, CORNELIUS, NC 28031-5851 |
The 2025 property tax bill for 9502 Cruso Rd was $779.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,900 (+25.68%) Land $19,300 Building $100,600 | ||
| 2025 | $779.00 | $95,400 Land $9,700 Building $85,700 | $119,900 Land $19,300 Building $100,600 |
| 2023 | $121,400 Land $19,300 Building $102,100 | $121,400 Land $19,300 Building $102,100 | |
| 2021 | $121,400 Land $19,300 Building $102,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9502 Cruso Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 50 (2004–2024) |
| Claims Outside the SFHA | 12 of 50 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9502 Cruso Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures