950 Westcliff Ct, Westminster, MD 21158 Property Records

Carroll County property record for 950 Westcliff Ct, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,579 sqft · built 1996
Lot Size	0.624 acres (27,164 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Aug 2016)
Tax Bill	$8,476 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-130961`

Property Details

APN / Parcel Number

Primary APN	`07-130961`
Alternative APNs	`7130961` `130961`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,579 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	27,164 sqft (0.624 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	251 sqft
Deck Area	458 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	130961
Street Address	950 WESTCLIFF CT
City	WESTMINSTER
State	MD
Zip	21158-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 40 - 27164 SF 950 WESTCLIFF CT 40-59/5 FENBY FARM PHASE 1
Legal Subdivision	FENBY FARM PH 01
Legal Phase	1
Legal Lot Number	40
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3003
Census Tract	507704

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	950 WESTCLIFF CT, WESTMINSTER, MD 21158-4418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2016 · Amount on Record
Deed Sale	Aug 11, 2016 · Amount on Record
Prior Sale	Aug 17, 2001 · Amount on Record
Deed Book / Page	8408 / 157
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	950 WESTCLIFF CT, WESTMINSTER, MD 21158-4418
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 WESTCLIFF CT, WESTMINSTER, MD 21158-4418

Mortgage

Document Number	0103660364
Date	Jul 15, 2021
Book Page	10366/364

Lender

Name	ORRSTOWN BANK
Type	Bank
Address	SHIPPENSBURG, PA 17257

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,476.00 (+4.19%) Homeowner's exemption	$504,600 (+13.75%) Land $169,900 Building $334,700	$504,600 (+13.75%) Land $169,900 Building $334,700
2025	$8,135.00 (+8.52%) Homeowner's exemption
2023	$7,496.00 Homeowner's exemption	$443,600 Land $169,900 Building $273,700	$443,600 Land $169,900 Building $273,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20