950 Waterloo Ave, Monroe, MI 48161 Property Records

Monroe County property record for 950 Waterloo Ave, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,560 sqft · built 1950
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$331,000 (May 2026)
Tax Bill	$4,090 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-19-00669-000`

Property Details

APN / Parcel Number

Primary APN	`55-19-00669-000`
Alternative APN	`55 190 066 90`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Unfinished Basement	1,080 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	120 ft deep x 121 ft wide
Terrain	Rolling
Garage Area	480 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	534 sqft
Deck Area	420 sqft
Patio Area	420 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	950 WATERLOO AVE
City	MONROE
State	MI
Zip	48161-1661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SOUTH CUSTER HEIGHTS LOT 112 AND S 25 FT OF LOT 113 & VAC ALLEY ON S LI
Legal Subdivision	SOUTH CUSTER HEIGHTS
Legal Lot Number	112-113
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4021
Census Tract	832300

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5450 LANCER CT, NEWPORT, MI 48166-9588
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 23, 2023	Deed of Trust, Mortgage MONROE COMMUNITY CU
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Jun 6, 2025
Deed Document Number	20269147
Prior Transfer Date	May 8, 2024
Prior Transfer Doc	0000006908
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	950 WATERLOO AVE, MONROE, MI 48161-1661
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 WATERLOO AVE, MONROE, MI 48161-1661

Mortgage

Document Number	0000024506
Date	Sep 22, 2021
Instrument	2021R24506

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	OLMSTED FALLS, OH 44138

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	950 WATERLOO AVE, MONROE, MI 48161-1661
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 WATERLOO AVE, MONROE, MI 48161-1661

Mortgage

Document Number	0000001054
Date	Jan 23, 2023
Instrument	2023R01054

Lender

Name	MONROE COMMUNITY CU
Type	Credit Union
Address	MONROE, MI 48162

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2033

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 21, 2026
Property Address	950 WATERLOO AVE, MONROE, MI 48161-1661
Document Number	0000009147
Instrument Date	May 14, 2026
Instrument	20269147
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGENCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250,732.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5450 LANCER CT, NEWPORT, MI 48166-9588

Mortgage

Document Number	0000009148,
Date	May 21, 2026
Instrument	20269148

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,500 (+14.86%) Land $134,500	$269,000 (+14.86%) Land $269,000
2025	$4,090.00 (+20.51%) Homeowner's exemption	$117,100 (+37.23%) Land $117,100	$234,200 (+37.23%) Land $234,200
2023	$3,394.00 Homeowner's exemption	$85,330	$170,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile.

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