950 Thompson Ridge Rd, Ferrum, VA 24088 Property Records

Franklin County property record for 950 Thompson Ridge Rd, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,458 sqft · built 1954
Lot Size	15.3 acres (670,650 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Sep 2021)
Tax Bill	$960 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099 00-010 00`

Property Details

APN / Parcel Number

Primary APN	`099 00-010 00`
Alternative APN	`28399`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
Gross Area	2,022 sqft
1st Floor Area	1,134 sqft
Basement Area	1,134 sqft
Unfinished Basement	1,134 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1975
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	670,650 sqft (15.3 acres)
Terrain	Rolling
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	324 sqft
Deck Area	544 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	28399
Street Address	950 THOMPSON RIDGE RD
City	FERRUM
State	VA
Zip	24088-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RT 788-THOMPSON RIDGE RD
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2005
Census Tract	20600

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	950 THOMPSON RIDGE RD, FERRUM, VA 24088-2730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2021 · Amount on Record
Deed Sale	Sep 9, 2021 · Amount on Record
Deed Document Number	20218442
Deed Book / Page	1169 / 2910
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 9, 2021
Property Address	950 THOMPSON RIDGE RD, FERRUM, VA 24088-2730
Document Number	0011692910
Book / Page	1169 / 2910
Map Reference	MB 134 PG 1697
Instrument Date	Sep 7, 2021
Instrument	210008442
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	950 THOMPSON RIDGE RD, FERRUM, VA 24088-2730

Mortgage

Document Number	210008443
Date	Sep 9, 2021
Instrument	210008443

Lender

Name	MEMBER ONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$960.00 (+8.11%)	$223,400 (+53.43%) Land $52,800 Building $170,600	$223,400 (+53.43%) Land $52,800 Building $170,600
2023	$888.00	$145,600 (-) Land $45,800 Building $99,800	$145,600 (-) Land $45,800 Building $99,800
2022		$145,600 Land $45,800 Building $99,800	$145,600 Land $45,800 Building $99,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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