950 Stone Cave Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 950 Stone Cave Rd, Dunlap, TN 37327

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 3,021 sqft · built 2007
Lot Size	16.7 acres (727,452 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Oct 2018)
Tax Bill	$2,408 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`077070 01400`

Property Details

APN / Parcel Number

Primary APN	`077070 01400`
Alternative APN	`070 01400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,021 sqft Living Area
1st Floor Area	2,099 sqft
Upper Floors Area	1,128 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	727,452 sqft (16.7 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	950 STONE CAVE RD
City	DUNLAP
State	TN
Zip	37327-4800
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	FLOOD
Legal Description	DISTRICT: 6
Legal Subdivision	PROPERTY/THOMAS J LEWIS
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	5
Census Block Group	1
Census Block	1074
Census Tract	60104

Owner

Source: Sequatchie County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	950 STONE CAVE RD, DUNLAP, TN 37327-4800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 19, 2018	Warranty Deed, Transfer · Conventional with PMI CITIZENS TRI-CNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Prior Sale	Oct 29, 2004 · Amount on Record
Deed Document Number	18002390
Deed Book / Page	374 / 817
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	950 STONE CAVE RD, DUNLAP, TN 37327-4800
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002393
Date	Aug 2, 2021
Book Page	424/1
Instrument	21002393

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Oct 19, 2018
Property Address	950 STONE CAVE RD, DUNLAP, TN 37327-4800
Document Number	0000002390
Book / Page	000374 / 000817
Instrument Date	Oct 18, 2018
Instrument	2390
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	750 STONE CAVE RD DUNLAP TN 37327, DUNLAP, TN 37327

Mortgage

Document Number	2391
Date	Oct 19, 2018
Book Page	000374/000819
Instrument	2391

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,408.00	$131,125 (-) Land $34,650 Building $96,475
2023	$2,408.00 (+44.45%)	$131,125 (+92.05%) Land $34,650 Building $96,475	$524,500 (+92.05%) Land $138,600 Building $385,900
2022	$1,667.00	$68,275 Land $13,950 Building $54,325	$273,100 Land $55,800 Building $217,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 92% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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