950 Stone Ave, Waldorf, MD 20602 Property Records

Charles County property record for 950 Stone Ave, Waldorf, MD 20602

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,581 sqft · built 1967
Lot Size	0.273 acres (11,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jul 2022)
Tax Bill	$9,565 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-016898`

Property Details

APN / Parcel Number

Primary APN	`06-016898`
Alternative APNs	`6016898` `016898`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,074 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,890 sqft (0.273 acres)
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	016898
Street Address	950 STONE AVE
City	WALDORF
State	MD
Zip	20602-2846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	L-5 B-21 S-2-B CARRINGTON NEIGHBORHOOD ST CHARLES SUB
Legal Subdivision	ST CHARLES SUB
Legal Block	21
Legal Lot Number	5
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1021
Census Tract	850901

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	950 STONE AVE, WALDORF, MD 20602-2846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 27, 2022	Deed, Transfer · VA Mortgage BAY CAPITAL MORTGAGE CORP
May 15, 2019	Grant Deed, Transfer FIRST INTERNET BK/IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	May 15, 2019 · Amount on Record
Deed Book / Page	12645 / 337
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	950 STONE AVE, WALDORF, MD 20602-2846
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122790305
Date	Dec 15, 2021
Book Page	12279/305

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Jun 1, 2049

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 27, 2022
Property Address	950 STONE AVE, WALDORF, MD 20602-2846
Document Number	0126450337
Book / Page	12645 / 337
Map Reference	MB PCM 10 FO 97
Instrument Date	Jul 25, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	950 STONE AVE, WALDORF, MD 20602-2846

Mortgage

Document Number	0012645346
Date	Jul 27, 2022
Instrument	12645/346

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	May 15, 2019
Property Address	950 STONE AVE, WALDORF, MD 20602-2846
Document Number	0106340397
Book / Page	010634 / 000397
Instrument Date	Apr 23, 2019
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	BAYVIEW TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	950 STONE AVE WALDORF MD 206022846, WALDORF, MD 20602-2846

Mortgage

Document Number	106340403
Date	May 15, 2019
Book Page	010634/000403

Lender

Name	FIRST INTERNET BK/IN
Type	Bank
Address	FISHERS, IN 46037

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,167 (+7.09%)	$353,100 (-) Land $125,000 Building $228,100
2025	$9,565.00 (+156.02%)	$309,233 (+19.16%)	$353,100 (+22.9%) Land $125,000 Building $228,100
2023	$3,736.00	$259,500	$287,300 Land $125,000 Building $162,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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