950 Smith Lake Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 950 Smith Lake Rd, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 928 sqft · built 2002
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on Record
Last Sale	$229,800 (Jul 2017)
Tax Bill	$1,303 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`R0739369`

Property Details

APN / Parcel Number

Primary APN	`R0739369`
Alternative APNs	`07-3965-29-1-01-10-0000` `0000001311`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	800 sqft
Attic	Attic
Attic Area	128 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	89,734 sqft (2.06 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000001311
Street Address	950 SMITH LAKE RD
City	KALISPELL
State	MT
Zip	59901-7363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S29, T28 N, R22 W, ACRES 2.06, COS 13175-1, TR 8DC IN NE4NE4, ASSR #0000001311
Legal Range	22W
Legal Township	28N
Legal Section	29
Legal Subdivision	CERTIFICATE OF SURVEY #13175
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL SOUTHWEST
Census Block Group	1
Census Block	1008
Census Tract	1702

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	950 SMITH LAKE RD, KALISPELL, MT 59901-7363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Jul 3, 2017	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2017 · Amount on Record
Deed Sale	Jul 3, 2017 · Amount on Record
Prior Sale	Aug 19, 2014 · Amount on Record
Deed Document Number	201713712
Prior Transfer Date	Aug 11, 2014
Prior Transfer Doc	0000016033
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	950 SMITH LAKE RD, KALISPELL, MT 59901-7363
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000020076
Date	Jul 20, 2020
Instrument	202000020076

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 3, 2017
Property Address	950 SMITH LAKE RD, KALISPELL, MT 59901-7363
Document Number	201700013712
Instrument Date	Jun 28, 2017
Instrument	201700013712
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 SMITH LAKE RD, KALISPELL, MT 59901-7363

Mortgage

Document Number	201700013713
Date	Jul 3, 2017
Instrument	201700013713

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Smith Valley Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,303.00 (-46.22%)	$411,000 (+27.21%)
2025			$411,000 (+27.21%) Land $203,050 Building $207,950
2023	$2,423.00	$323,100	$323,100 Land $128,852 Building $194,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: AT&T.

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