Mobile County property record for 950 Royal Oak Ct, Mobile, AL 36693
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,157 sqft · built 1975 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,138 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022807354000078 |
| Primary APN | R022807354000078 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,157 sqft Living Area |
| 1st Floor Area | 2,157 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 166 sqft |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 569370 |
|---|---|
| Street Address | 950 ROYAL OAK CT |
| City | MOBILE |
| State | AL |
| Zip | 36693-2901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 JAPONICA WOODS MBK 22 P 15 #SEC 35 T4S R2W #MP28 07 35 4 000 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 35 |
| Legal Subdivision | JAPONICA WOODS |
| Legal Lot Number | 3 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 3100 |
950 Royal Oak Ct is owned and occupied by two individuals.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 950 ROYAL OAK CT, MOBILE, AL 36693-2901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 950 ROYAL OAK CT, MOBILE, AL 36693-2901 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 950 ROYAL OAK CT, MOBILE, AL 36693-2901 |
| Document Number | 0000075793 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 2022075793 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 950 ROYAL OAK CT, MOBILE, AL 36693-2901 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Title Company | GTC |
| Name | Verified Name |
|---|
| Document Number | 0000038979 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 2021038979 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | TUSCALOOSA, AL 35406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 950 Royal Oak Ct was $1,138 with a homeowner's exemption, up 0.5% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,138.00 (+0.53%) Homeowner's exemption | $18,810 (+0.43%) Land $3,000 Building $15,810 | $188,100 (+0.43%) Land $30,000 Building $158,100 |
| 2024 | $1,132.00 (+15.98%) Homeowner's exemption | $18,730 (+15.26%) Land $3,100 Building $15,630 | $187,300 (+15.26%) Land $31,000 Building $156,300 |
| 2023 | $976.00 Homeowner's exemption | $16,250 Land $2,750 Building $13,500 | $162,500 Land $27,500 Building $135,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 950 Royal Oak Ct in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 16 (1979–2014) |
| Claims Outside the SFHA | 8 of 16 |
| Most Recent Claim | Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 950 Royal Oak Ct is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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