950 River Trl, Vero Beach, FL 32963 Property Records

Indian River County property record for 950 River Trl, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,854 sqft · built 2020
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jan 2018)
Tax Bill	$13,258 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`31-39-35-00004-0000-00105.0`

Property Details

APN / Parcel Number

Primary APN	`31-39-35-00004-0000-00105.0`
Alternative APN	`40317`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Building Area	3,854 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Concrete Tile
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	180 ft deep x 120 ft wide
Garage Area	1,152 sqft
Driveway	Driveway
Driveway Area	2,516 sqft
Pool Area	1 sqft
Porch	Open Porch
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	40317
Street Address	950 RIVER TRL
City	VERO BEACH
State	FL
Zip	32963-3936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	INDIAN TRAILS UNIT TWO SUB LOT 105 PBI 13-12
Legal Range	39
Legal Township	31
Legal Section	35
Legal Subdivision	INDIAN TRAILS SUB UNIT 2
Legal Lot Number	105
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2006
Census Tract	50506

Owner

950 River Trl is owned and occupied by two individuals who acquired it in May 2019.

Source: Indian River County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	950 RIVER TRL, VERO BEACH, FL 32963-3936
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
May 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 26, 2018	Grant Deed, Transfer SUPREME TITLE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2018 · Amount on File
Deed Sale	Jan 26, 2018 · Amount on File
Prior Sale	Jan 26, 2018 · Amount on File
Deed Document Number	0030880132
Deed Book / Page	003088 / 000132
Last Transfer Date	May 22, 2019
Transfer Doc	0032090152
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	950 RIVER TRL, INDIAN RIVER SHORES, FL 32963-3936
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 RIVER TRL, VERO BEACH, FL 32963-3936

Mortgage

Document Number	0033422192
Date	Sep 30, 2020
Book Page	3342/2192
Instrument	3120200057987

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 22, 2019
Property Address	950 RIVER TRL, INDIAN RIVER SHORES, FL 32963-3936
Document Number	0032090152
Book / Page	003209 / 000152
Instrument Date	May 21, 2019
Instrument	30321
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6460 MONSERRAT DR VERO BEACH FL 329677562, VERO BEACH, FL 32967-7562

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 26, 2018
Property Address	950 RIVER TRL, INDIAN RIVER SHORES, FL 32963-3936
Document Number	0030880132
Book / Page	003088 / 000132
Instrument Date	Jan 25, 2018
Instrument	4946
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Tax	$2,975.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6460 MONTSERRAT DR VERO BEACH FL 32967, VERO BEACH, FL 32967

Tax Assessment & Valuation

The 2025 property tax bill for 950 River Trl was $13,258.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Indian River Shores Town
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,258.00	$1,114,320	$1,597,551 Land $408,441 Building $1,189,110
2023	$12,174.00 (+2.45%)	$1,051,375 (+3%)	$1,461,854 (+22.53%) Land $340,368 Building $1,121,486
2022	$11,883.00	$1,020,753	$1,193,073 Land $340,368 Building $852,705

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 950 River Trl in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 580 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	949 units insured incl. 369 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 950 River Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Trl

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