950 Ridgeway St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 950 Ridgeway St, Morro Bay, CA 93442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,441 sqft · built 1975
Lot Size0.115 acres (5,000 sqft)
OwnerCompany Name on Record
Last Sale$675,000 (Jun 2004)
Tax Bill$9,410 (2025)
Deeds & MortgagesApr 2023 Mortgage
Apr 2023 Transfer
+ 7 more
Flood ZoneZone X (minimal risk)
APN066-243-022

Property Details

APN / Parcel Number

Primary APN066-243-022

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,441 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address950 RIDGEWAY ST
CityMORRO BAY
StateCA
Zip93442-2849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCY MB MORRO B VST BL 10 LT 10
Legal SubdivisionMORRO BAY VISTA 03
Legal Block10
Legal Lot Number10
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2016
Census Tract10602

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address926 ANCHOR ST, MORRO BAY, CA 93442-2602
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 13, 2023Intrafamily Transfer, Transfer
AMROCK INC, AMROCK LLC
Apr 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 16, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 16, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 16, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 16, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 16, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 16, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2004 · Amount on Record
Deed SaleJun 29, 2004 · Amount on Record
Prior SaleDec 29, 1998 · Amount on Record
Deed Document Number200456603
Last Transfer DateApr 11, 2023
Transfer Doc0000010175
Record UpdatedSep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 13, 2023
Property Address950 RIDGEWAY ST, MORRO BAY, CA 93442-2849
Document Number0000010175
Map ReferenceMB 3 PG 58
Instrument DateApr 11, 2023
Instrument2023010175
Transaction TypeTransfer
Record UpdatedApr 24, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address926 ANCHOR ST, MORRO BAY, CA 93442-2602

Mortgage

Document Number0000010176
DateApr 13, 2023
Instrument2023010176
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 13, 2023
Property Address950 RIDGEWAY ST, MORRO BAY, CA 93442-2849
Document Number0000010177
Map ReferenceMB 3 PG 58
Instrument DateApr 11, 2023
Instrument2023010177
Transaction TypeTransfer
Record UpdatedApr 24, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address926 ANCHOR ST, MORRO BAY, CA 93442-2602

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 27, 2017
Property Address950 RIDGEWAY ST, MORRO BAY, CA 93442-2849
Document Number0000018292
Instrument DateApr 25, 2017
Instrument18292
Transaction TypeTransfer
Record UpdatedMay 17, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address926 ANCHOR ST MORRO BAY CA 934422602, MORRO BAY, CA 93442-2602

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 16, 2017
Property Address950 RIDGEWAY ST, MORRO BAY, CA 93442-2849
Document Number0000011813
Instrument DateFeb 24, 2017
Instrument11813
Transaction TypeTransfer
Record UpdatedMar 31, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address926 ANCHOR ST MORRO BAY CA 934422602, MORRO BAY, CA 93442-2602

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 16, 2017
Property Address950 RIDGEWAY ST, MORRO BAY, CA 93442-2849
Document Number0000011814
Instrument DateFeb 24, 2017
Instrument11814
Transaction TypeTransfer
Record UpdatedMar 31, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address926 ANCHOR ST MORRO BAY CA 934422602, MORRO BAY, CA 93442-2602

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 16, 2017
Property Address950 RIDGEWAY ST, MORRO BAY, CA 93442-2849
Document Number0000011811
Instrument DateFeb 22, 2017
Instrument11811
Transaction TypeTransfer
Record UpdatedMar 31, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address926 ANCHOR ST MORRO BAY CA 934422602, MORRO BAY, CA 93442-2602

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 16, 2017
Property Address950 RIDGEWAY ST, MORRO BAY, CA 93442-2849
Document Number0000011812
Instrument DateFeb 22, 2017
Instrument11812
Transaction TypeTransfer
Record UpdatedMar 31, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address926 ANCHOR ST MORRO BAY CA 934422602, MORRO BAY, CA 93442-2602

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 16, 2017
Property Address950 RIDGEWAY ST, MORRO BAY, CA 93442-2849
Document Number0000007521
Instrument DateFeb 15, 2017
Instrument7521
Transaction TypeTransfer
Record UpdatedMar 13, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address926 ANCHOR ST MORRO BAY CA 934422602, MORRO BAY, CA 93442-2602

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 16, 2017
Property Address950 RIDGEWAY ST, MORRO BAY, CA 93442-2849
Document Number0000007522
Instrument DateFeb 15, 2017
Instrument7522
Transaction TypeTransfer
Record UpdatedMar 13, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address926 ANCHOR ST MORRO BAY CA 934422602, MORRO BAY, CA 93442-2602

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$870,832 (+2%) Land $580,557 Building $290,275
2025$9,410.00 (+3.6%)$853,758 (+4.04%) Land $569,174 Building $284,584
2023$9,083.00 (+6.7%)$820,607 Land $547,073 Building $273,534
2022$8,513.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2023)
Claims Outside the SFHA4 of 9
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Ranch Wifi
Fixed Wireless
100 / 20

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