950 Rancho Santa Fe Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 950 Rancho Santa Fe Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,088 sqft · built 1996
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Company Names on Record
Last Sale	$1,550,000 (Dec 2019)
Tax Bill	$20,511 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`264-142-09-00`

Property Details

APN / Parcel Number

Primary APN	`264-142-09-00`
Alternative APN	`2641420800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,088 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	33,977 sqft (0.78 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	950 RANCHO SANTA FE RD
City	ENCINITAS
State	CA
Zip	92024-6831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	PAR 1 TR PM18322
Legal Subdivision	PALOMARES HEIGHTS
Legal Tract	1018322
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17104

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	950 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6831
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 13, 2019	Grant Deed, Transfer · Conventional Mortgage ROBBIN MULLER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Prior Sale	Jan 29, 2016 · Amount on Record
Deed Document Number	2019584449
Prior Transfer Date	Sep 16, 2010
Prior Transfer Doc	0000514539
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	950 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6831
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6831

Mortgage

Document Number	0000301624
Date	Apr 19, 2021
Instrument	2021-0301624

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	950 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6831
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6831

Mortgage

Document Number	0000812653
Date	Dec 17, 2020
Instrument	2020-0812653

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Apr 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2019
Property Address	950 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6831
Document Number	0000584449
Instrument Date	Nov 25, 2019
Instrument	584449
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,705.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	950 RANCHO SANTA FE RD ENCINITAS CA 920246831, ENCINITAS, CA 92024-6831

Mortgage

Document Number	584451
Date	Dec 13, 2019
Instrument	584451

Lender

Name	ROBBIN MULLER
Address	300 ANDREW LN, RENO, NV 89521-4908

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	584450,
Date	Dec 13, 2019
Instrument	584450

Lender

Name	ROBBIN MULLER
Address	300 ANDREW LN, RENO, NV 89521-4908
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,729,050 (+2%) Land $1,003,965 Building $725,085
2025	$20,511.00 (+8.42%) Homeowner's exemption	$1,695,148 (+4.04%) Land $984,280 Building $710,868
2023	$18,918.00 (+1.84%) Homeowner's exemption	$1,629,325 Land $946,060 Building $683,265
2022	$18,577.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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