950 Palms Rd, Columbus, MI 48063 Property Records

St. Clair County property record for 950 Palms Rd, Columbus, MI 48063

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,184 sqft · built 1940
Lot Size	5.03 acres (219,499 sqft)
Owner	Individual Name on Record
Tax Bill	$2,042 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-16-011-3005-100`

Property Details

APN / Parcel Number

Primary APN	`74-16-011-3005-100`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,184 sqft Living Area
1st Floor Area	1,976 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	219,499 sqft (5.03 acres)
Lot Dimensions	813 ft deep x 270 ft wide
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	950 PALMS RD
City	COLUMBUS
State	MI
Zip	48063-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICUL
Legal Description	BEG N 500.0' FROM SE SEC COR, TH W 660.0', TH N 231.0', TH W 690.25', TH N 0D 5M 57S E 100.0', TH E 790.08', TH S 121.0', TH
Legal Range	15E
Legal Township	05N
Legal Section	11
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	COLUMBUS
Census Block Group	3
Census Block	3057
Census Tract	651600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	950 PALMS RD, COLUMBUS, MI 48063-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Mar 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	950 PALMS RD, COLUMBUS, MI 48063-2106
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 PALMS RD, COLUMBUS, MI 48063-2106

Mortgage

Document Number	0000547028
Date	Dec 29, 2021
Book Page	5470/28
Instrument	2021036272

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	950 PALMS RD, COLUMBUS, MI 48063-2106
Document Number	0050440599
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	950 PALMS RD COLUMBUS MI 480632106, COLUMBUS, MI 48063-2106

Mortgage

Document Number	0050440599
Date	Apr 8, 2019
Book Page	005044/000599

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Columbus Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,700 (+1.75%)	$349,400 (+1.75%)
2025	$2,042.00 (+4.02%) Homeowner's exemption	$171,700 (+23.97%)
2024	$1,963.00 (+5.59%)		$343,400 (+23.97%)
2023		$138,500
2022	$1,859.00		$277,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	90 / 5

May also be available: Verizon, Xfinity.

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