950 Old Hwy 2, Duluth, MN 55810 Property Records

St. Louis County property record for 950 Old Hwy 2, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Lot Size	0.193 acres (8,440 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Oct 2023)
Tax Bill	$30 (2026)
Deeds & Mortgages	Oct 2023 Sale Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-0035-00430`

Property Details

APN / Parcel Number

Primary APN	`185-0035-00430`
Alternative APNs	`1156067` `896237`

Exterior

Lot Area	8,440 sqft (0.193 acres)

Location & Zoning

Account Number	1156067
Street Address	950 OLD HIGHWAY 2
City	DULUTH
State	MN
Zip	55810-1754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EX PART TAKEN FOR HWY SERIAL #
Legal Subdivision	AUDITOR S PLAT NO 16
Legal Lot Number	37
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	1
Census Block	1020
Census Tract	10100

Owner

950 Old Hwy 2 is owned and occupied by an individual who bought it in October 2023.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	950 OLD HIGHWAY 2, DULUTH, MN 55810-1754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Special Warranty Deed, Transfer SERVICELINK CRS, SERVICELINK LLC
Oct 9, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Jul 24, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2023 · Amount on File
Deed Sale	Oct 9, 2023 · Amount on File
Prior Sale	Oct 9, 2023 · Amount on File
Deed Document Number	20231073201
Prior Transfer Date	Aug 19, 2019
Prior Transfer Doc	0001014172
Record Updated	Oct 29, 2026

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 9, 2023
Property Address	950 OLD HIGHWAY 2, PROCTOR, MN 55810-1754
Document Number	0001073200
Instrument Date	Oct 9, 2023
Instrument	1073200
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6555 EXCELLENCE WAY, PLANO, TX 75023-1202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 5TH ST, PROCTOR, MN 55810-2219

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 9, 2023
Property Address	950 OLD HIGHWAY 2, PROCTOR, MN 55810-1754
Document Number	0001073201
Instrument Date	Sep 21, 2023
Instrument	1073201
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 7, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$953.70
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	950 OLD HIGHWAY 2, PROCTOR, MN 55810-1754

Mortgage

Document Number	0001073202
Date	Oct 9, 2023
Instrument	1073202

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 21, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Sep 21, 2033
Change Frequency	Annually
Min Rate At Change	7.25%
Max Rate At Change	13.2%
Index	Prime Rate
Margin	1
Max Rate	13.2%

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 24, 2019
Property Address	950 OLD HIGHWAY 2, PROCTOR, MN 55810-1754
Document Number	00T1012808
Instrument Date	Jul 24, 2019
Instrument	T1012808
Transaction Type	Foreclosure
Record Updated	Aug 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$272.65
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8742 LUCENT BIVD #300 HIGHLANDS RANCH CO 80129, 300, HIGHLANDS RANCH, CO 80129

Tax Assessment & Valuation

The 2026 property tax bill for 950 Old Hwy 2 was $30 with a homeowner's exemption, up 275% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$30.00 (+275%) Homeowner's exemption
2025	$8.00 Homeowner's exemption	$2,100 (+25%) Land $2,100	$2,100 (+25%) Land $2,100
2024		$600 Land $600	$600 Land $600
2022	$8.00	$500 Land $500	$500 Land $500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 950 Old Hwy 2 in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2012)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 950 Old Hwy 2 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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