950 Oak Ridge Blvd, Elgin, IL 60120 Property Records

Cook County property record for 950 Oak Ridge Blvd, Elgin, IL 60120

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,593 sqft · built 2006
Lot Size0.07 acres (3,036 sqft)
Owner2 Individual Names on File
Last Sale$328,500 (Aug 2022)
Tax Bill$7,061 (2023)
Deeds & MortgagesAug 2022 Sale & Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-20-406-041

Property Details

APN / Parcel Number

Primary APN06-20-406-041
Alternative APN
  • 06-20-406-041-0000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,593 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2008
Architectural StyleModern
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,036 sqft (0.07 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address950 OAK RIDGE BLVD
CityELGIN
StateIL
Zip60120-9220
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal SubdivisionOAK RDG PH 01
Legal Lot Number113
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1018
Census Tract804512

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address950 OAK RIDGE BLVD, ELGIN, IL 60120-9220
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2022Warranty Deed, Transfer · Conventional Mortgage
BJV FINANCIAL SERVICES INC
Sep 30, 2020Warranty Deed, Transfer · Conventional with PMI
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2022 · Amount on File
Deed SaleAug 5, 2022 · Amount on File
Prior SaleSep 30, 2020 · Amount on File
Deed Document Number202213056
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateAug 5, 2022
Property Address950 OAK RIDGE BLVD, ELGIN, IL 60120-9220
Document Number0021713056
Map ReferenceDOC 0507344002
Instrument DateJul 13, 2022
Instrument2221713056
Transaction TypeTransfer
Record UpdatedApr 9, 2024
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$328.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address950 OAK RIDGE BLVD, ELGIN, IL 60120-9220

Mortgage

Document Number0021713057
DateAug 5, 2022
Instrument2221713057
Lender
NameBJV FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2052

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateSep 30, 2020
Property Address950 OAK RIDGE BLVD, ELGIN, IL 60120-9220
Document Number2027406274
Instrument DateAug 4, 2020
Instrument27406274
Transaction TypeTransfer
Record UpdatedOct 15, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$238.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address950 OAK RIDGE BLVD ELGIN IL 601209220, ELGIN, IL 60120-9220

Mortgage

Document Number2027406275
DateSep 30, 2020
Instrument27406275
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 29, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,000 (+22.29%) Land $4,554 Building $25,446$300,000 (+22.29%) Land $45,540 Building $254,460
2023$7,061.00 (+2.9%)
2022$6,862.00 Homeowner's exemption$24,531 Land $4,001 Building $20,530$245,310 Land $40,010 Building $205,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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