950 N 3rd St, San Jose, CA 95112 Property Records

Santa Clara County property record for 950 N 3rd St, San Jose, CA 95112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,591 sqft · built 1928
Lot Size	0.127 acres (5,520 sqft)
Owner	2 Individual Names on File
Tax Bill	$13,339 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`235-08-036`

Property Details

APN / Parcel Number

Primary APN	`235-08-036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area
Gross Area	1,126 sqft
1st Floor Area	1,126 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2025
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,520 sqft (0.127 acres)
Lot Dimensions	138 ft deep x 40 ft wide
Garage Area	190 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	950 N 3RD ST
City	SAN JOSE
State	CA
Zip	95112-4933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BLOCK 19 LOT 1
Legal Subdivision	VENDOME PARK MAP #2
Legal Block	19
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1008
Census Tract	500200

Owner

950 N 3rd St is owned and occupied by two individuals who acquired it in December 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	950 N 3RD ST, SAN JOSE, CA 95112-4933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage THE WILLIAM & LORIE ARKLEY TRUST
Nov 7, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Aug 30, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 5, 2023
Transfer Doc	0025574439
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	950 N 3RD ST, SAN JOSE, CA 95112-4933
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 N 3RD ST, SAN JOSE, CA 95112-4933
Investor	Possibly a Property Investor

Mortgage

Document Number	0025777798
Date	Mar 17, 2025
Instrument	25777798

Lender

Name	THE WILLIAM & LORIE ARKLEY TRUST
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 7, 2025
Property Address	950 N 3RD ST, SAN JOSE, CA 95112-4933
Document Number	0025897724
Map Reference	MB R PG 38 & 39
Instrument Date	Nov 3, 2025
Instrument	25897724
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	950 N 3RD ST, SAN JOSE, CA 95112-4933

Mortgage

Document Number	0025897725
Date	Nov 7, 2025
Instrument	25897725

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2035
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 30, 2021
Property Address	950 N 3RD ST, SAN JOSE, CA 95112-4933
Document Number	0025082114
Map Reference	MB R PG 38&39
Instrument Date	Aug 25, 2021
Instrument	25082114
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	950 N 3RD ST, SAN JOSE, CA 95112-4933

Tax Assessment & Valuation

The 2025 property tax bill for 950 N 3rd St was $13,339.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,315,000 (+33.68%) Land $727,500 Building $587,500
2025	$13,339.00 Homeowner's exemption	$983,695 Land $765,000 Building $218,695
2023	$1,944.00 (+0.93%) Homeowner's exemption	$44,569 Land $22,617 Building $21,952
2022	$1,926.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 950 N 3rd St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	12 (1983–2006)
Most Recent Claim	Mar 2006 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 7 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 950 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Ridge Wireless, Sail Internet.

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