950 Malaga St, El Granada, CA 94018 Property Records

San Mateo County property record for 950 Malaga St, El Granada, CA 94018

Property Summary

Property TypeSingle Family Home
Details60 bd · 4.5 ba · 2,497 sqft · built 2024
Lot Size0.138 acres (6,000 sqft)
Owner2 Trust Names on File
Tax Bill$20,088 (2025)
Deeds & MortgagesApr 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN047-292-320

Property Details

APN / Parcel Number

Primary APN047-292-320

Interior

Bedrooms60 Beds
Full Baths4.5 Baths
Half Baths3 Half Baths
Total Rooms60 Rooms
Building Area2,497 sqft Living Area
2nd Floor Area791 sqft

Exterior

Lot Area6,000 sqft (0.138 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address950 MALAGA ST
CityEL GRANADA
StateCA
Zip94018-8083
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 35 & 36 BLOCK 7 SUB NO 1 OF GRANADA R S M 5/43
Legal SubdivisionSUB NO 1 OF GRANADA
Legal Block7
Legal Lot Number35,36
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group3
Census Block3003
Census Tract613502

Owner

950 Malaga St is owner-occupied and held in a trust since December 2024.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Trust Names on File
Mailing AddressPO BOX 1145, EL GRANADA, CA 94018-1145
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 13, 2024
Transfer Doc0000068568
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property AddressEL GRANADA, CA 94018
Transaction TypeMortgage
Record UpdatedJun 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1145, EL GRANADA, CA 94018-1145

Mortgage

Document Number0000017302
DateApr 18, 2023
Instrument2023-017302
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term385 Months
DueMay 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateMay 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change11.1%
Index1-Year T-Bill
Max Rate11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 950 Malaga St was $20,088 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$697,841 (-57.19%) Land $223,715 Building $474,126
2025$20,088.00$1,630,003 Land $401,923 Building $1,228,080
2023$4,404.00 (+1.36%)$386,317 Land $386,317
2022$4,345.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 950 Malaga St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 950 Malaga St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOASTSIDE COUNTY WATER DISTRICT
serves 19,033 people · EPA ID CA4110011
Water SourceSurface water
Last State InspectionJul 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cruzio
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Malaga St

Nearby Streets

Search Property Records by Address or Parcel Number