950 Main St W, Isle, MN 56342 Property Records

Mille Lacs County property record for 950 Main St W, Isle, MN 56342

Property Summary

Property Type	Single Family Home
Details	1,508 sqft · built 1972
Lot Size	0.453 acres (19,774 sqft)
Owner	Company Name on Record
Last Sale	$240,000 (Dec 2025)
Tax Bill	$3,722 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Dec 2025 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-162-0180`

Property Details

APN / Parcel Number

Primary APN	`20-162-0180`

Interior

Building Area	1,508 sqft Living Area
Basement Area	1,508 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	19,774 sqft (0.453 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	950 MAIN ST W
City	ISLE
State	MN
Zip	56342-4568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 3, EX TRI TR S 15 FT ON E LINE, SW TO SW COR; & LOT 4 BLK 3, EX S 15 FT
Legal Range	25
Legal Township	42
Legal Section	10
Legal Subdivision	CHRISTIANSEN'S ADDITION
Legal Tract	S
Legal Block	3
Legal Lot Number	3-4
Jurisdiction	MILLE LACS MN
Township / Civil Division	ISLE
Census Block Group	1
Census Block	1045
Census Tract	970100

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 441, ISLE, MN 56342-0441
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Dec 15, 2025	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF MILACA
Dec 29, 2023	Quit Claim Deed, Transfer ALL SEASONS TITLE AGENCY, ALL SEASONS TITLE LLC
Nov 23, 2022	Warranty Deed, Transfer ALL SEASONS TITLE AGENCY, ALL SEASONS TITLE
Jun 5, 2018	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Nov 23, 2022 · Amount on Record
Deed Document Number	2025449221
Prior Transfer Date	Dec 15, 2023
Prior Transfer Doc	000A439392
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	950 MAIN ST W, ISLE, MN 56342-4568
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A413048
Date	Sep 6, 2019
Instrument	A413048

Lender

Name	JFQ LENDING INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 15, 2025
Property Address	950 MAIN ST W, ISLE, MN 56342-4568
Document Number	000A449221
Instrument Date	Dec 5, 2025
Instrument	A449221
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	ALL SEASONS TITLE AGENCY, ALL SEANSONS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 441, ISLE, MN 56342-0441

Mortgage

Document Number	000A449222
Date	Dec 15, 2025
Instrument	A449222

Lender

Name	FIRST NATIONAL BANK OF MILACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 5, 2030

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 29, 2023
Property Address	950 MAIN ST W, ISLE, MN 56342-4568
Document Number	000A439392
Instrument Date	Dec 15, 2023
Instrument	A439392
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	ALL SEASONS TITLE AGENCY, ALL SEASONS TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35175 30TH AVE, ISLE, MN 56342-3402

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 23, 2022
Property Address	950 MAIN ST W, ISLE, MN 56342-4568
Document Number	000A434105
Instrument Date	Nov 23, 2022
Instrument	A434105
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ALL SEASONS TITLE AGENCY, ALL SEASONS TITLE

Transaction

Amount	Amount Recorded
Tax	$709.63
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	35175 30TH AVE, ISLE, MN 56342-3402

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jun 5, 2018
Property Address	950 MAIN ST W, ISLE, MN 56342-4568
Document Number	000A406406
Instrument Date	May 25, 2018
Instrument	A406406
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 MAIN ST W, ISLE, MN 56342-4568

Mortgage

Document Number	000A406408
Date	Jun 5, 2018
Instrument	A406408

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Isle City
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,722.00 (+0.22%)	$241,600 (-2.74%) Land $38,600 Building $203,000	$241,600 (-2.74%) Land $38,600 Building $203,000
2025	$3,714.00 (+18.36%)	$248,400 (+10.11%) Land $38,600 Building $209,800	$248,400 (+10.11%) Land $38,600 Building $209,800
2023	$3,138.00	$225,600 Land $32,700 Building $192,900	$225,600 Land $32,700 Building $192,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Isle serves 820 people · EPA ID MN1480001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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