950 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 950 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,874 sqft · built 1924
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,590,000 (Jul 2025)
Tax Bill	$29,825 (2026)
Deeds & Mortgages	Aug 2025 Second Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265489 049.11-1-3`

Property Details

APN / Parcel Number

Primary APN	`265489 049.11-1-3`
Alternative APNs	`54890491100001003000` `03474000000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,874 sqft Living Area
1st Floor Area	3,874 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	78,408 sqft (1.8 acres)
Lot Dimensions	200 ft deep x 265 ft wide
View / Lot	Waterfront / Beach
Garage Type	Detached
Garage Area	1,058 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	726 sqft
Patio Area	646 sqft
Shed	1 Shed
Cabin	Cabin
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03474000000
Street Address	950 LAKE RD
City	WEBSTER
State	NY
Zip	14580-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0005-14-04
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1006
Census Tract	11302

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	807 MAIN ST, EAST AURORA, NY 14052-1905
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE LYONS NATIONAL BANK
Dec 28, 2020	Deed of Trust, Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Prior Sale	Oct 3, 2014 · Amount on Record
Deed Document Number	20253316444
Deed Book / Page	13112 / 230
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	950 LAKE RD, WEBSTER, NY 14580-9007
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1384 EMPIRE BLVD 423, 423, ROCHESTER, NY 14609-5602

Mortgage

Document Number	202503326032
Date	Aug 21, 2025
Book Page	31117/813
Instrument	202503326032

Lender

Name	THE LYONS NATIONAL BANK
Type	Bank
Address	GENEVA, NY 14456

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	950 LAKE RD, WEBSTER, NY 14580-9007
Document Number	0000000372
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	950 LAKE RD WEBSTER NY 145809007, WEBSTER, NY 14580-9007

Mortgage

Document Number	0000000372
Date	Jan 7, 2021
Book Page	028957/000109
Instrument	372

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 6, 2041

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29,825.00 (+1.05%)
2025	$29,516.00 (-4.73%)	$640,000 (-) Land $250,000 Building $390,000	$1,333,300 (+20.84%) Land $520,820 Building $812,480
2023		$640,000 (-7.25%) Land $250,000 Building $390,000	$1,103,400 (+2.35%) Land $431,016 Building $672,384
2022		$690,000 Land $250,000 Building $440,000	$1,078,100 Land $390,616 Building $687,484
2021	$30,980.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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