950 Laguna Dr, Simi Valley, CA 93065 Property Records

Ventura County property record for 950 Laguna Dr, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,218 sqft · built 1956
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,082 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`635-0-072-025`

Property Details

APN / Parcel Number

Primary APN	`635-0-072-025`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,218 sqft Living Area
1st Floor Area	2,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	43,560 sqft
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces
Pool Area	760 sqft
Patio Area	1,292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	950 LAGUNA DR
City	SIMI VALLEY
State	CA
Zip	93065-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO1AC
Legal Description	LOT: 42 REF: 018RS 038
Legal Subdivision	SINALOA 02 PRCL 42
Legal Block	72
Legal Lot Number	42
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1011
Census Tract	7513

Owner

950 Laguna Dr is owned and occupied by two individuals.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	950 LAGUNA DR, SIMI VALLEY, CA 93065-5309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Dec 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	950 LAGUNA DR, SIMI VALLEY, CA 93065-5309
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 LAGUNA DR, SIMI VALLEY, CA 93065-5309

Mortgage

Document Number	2021000075405
Date	Nov 22, 2021
Instrument	2021000075405

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	950 LAGUNA DR, SIMI VALLEY, CA 93065-5309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 LAGUNA DR, SIMI VALLEY, CA 93065-5309

Mortgage

Document Number	0000143271
Date	Sep 11, 2020
Instrument	20200911-00143271

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	950 LAGUNA DR, SIMI VALLEY, CA 93065-5309
Document Number	0000038491
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	950 LAGUNA DR SIMI VALLEY CA 930655309, SIMI VALLEY, CA 93065-5309

Mortgage

Document Number	0000038491
Date	Mar 16, 2020
Instrument	38491

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	950 LAGUNA DR, SIMI VALLEY, CA 93065-5309
Document Number	0000073024
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	950 LAGUNA DR SIMI VALLEY CA 930655309, SIMI VALLEY, CA 93065-5309

Mortgage

Document Number	0000073024
Date	Jun 28, 2019
Instrument	73024

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	950 LAGUNA DR, SIMI VALLEY, CA 93065-5309
Document Number	0000141627
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 4, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	950 LAGUNA DR SIMI VALLEY CA 930655309, SIMI VALLEY, CA 93065-5309

Mortgage

Document Number	0000141627
Date	Dec 18, 2018
Instrument	141627

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 950 Laguna Dr was $8,082 with a homeowner's exemption, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$750,287 (+2%) Land $390,471 Building $359,816
2025	$8,082.00 (+1.1%) Homeowner's exemption	$735,576 Land $382,815 Building $352,761
2024	$7,994.00 (+6.19%)
2023	$7,528.00 (-0.44%) Homeowner's exemption	$707,013 Land $367,949 Building $339,064
2022	$7,561.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 950 Laguna Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 950 Laguna Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
AT&T DSL	100 / 20

May also be available: GigabitNow, Verizon.

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