950 Ladera Ln, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 950 Ladera Ln, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,926 sqft · built 1979
Lot Size	2.88 acres (125,453 sqft)
Owner	Trust Name on File
Tax Bill	$27,952 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`155-080-033`

Property Details

APN / Parcel Number

Primary APN	`155-080-033`
Alternative APN	`15508033`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,926 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	125,453 sqft

Location & Zoning

Street Address	950 LADERA LN
City	SANTA BARBARA
State	CA
Zip	93108-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10E1
Legal Description	LEONARD TR POR OF LOT 2
Legal Subdivision	LEONARD
Legal Lot Number	2
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1040
Census Tract	1500

Owner

950 Ladera Ln is owner-occupied and held in a trust since October 1995.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	Trust Name on File
Mailing Address	950 LADERA LN, SANTA BARBARA, CA 93108-1628
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 1995
Deed Sale	Oct 31, 1995
Deed Document Number	199560737
Prior Transfer Date	Oct 26, 1993
Prior Transfer Doc	0000087838
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	950 LADERA LN, SANTA BARBARA, CA 93108-1628
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 LADERA LN, SANTA BARBARA, CA 93108-1628

Mortgage

Document Number	0000004352
Date	Jan 21, 2021
Instrument	2021-0004352

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	950 LADERA LN, SANTA BARBARA, CA 93108-1628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024605
Date	Jun 14, 2018
Instrument	2018-0024605

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 950 Ladera Ln was $27,952 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Unified School District	Carpinteria Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,688,151 (+2%) Land $1,101,419 Building $1,586,732
2025	$27,952.00 Homeowner's exemption Additional exemption filed	$2,635,443 Land $1,079,823 Building $1,555,620
2023	$26,924.00 (+1.01%) Homeowner's exemption Additional exemption filed	$2,533,121 Land $1,037,893 Building $1,495,228
2022	$26,656.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 950 Ladera Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	47 (1980–2025)
Claims Outside the SFHA	25 of 47
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 950 Ladera Ln is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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