Worcester County and Gardner City property record for 950 Kelton St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,888 sqft · built 2003 |
| Lot Size | 3.81 acres (166,286 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Jun 2026) |
| Tax Bill | $6,471 (2026) |
| Deeds & Mortgages | Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R47 B:5 L:12 |
| Primary APN | GARD M:R47 B:5 L:12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,888 sqft Living Area |
| Gross Area | 3,328 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 166,286 sqft (3.81 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 950 KELTON ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 5 |
| Legal Lot Number | 12 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 707500 |
950 Kelton St is owned and occupied by an individual who bought it in June 2026.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 950 KELTON ST, GARDNER, MA 01440-1152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on File |
| Deed Sale | Jun 3, 2026 · Amount on File |
| Prior Sale | Oct 6, 2003 · Amount on File |
| Deed Document Number | 202644543 |
| Deed Book / Page | 73668 / 288 |
| Prior Transfer Date | May 19, 2026 |
| Prior Transfer Doc | 073668-288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jun 3, 2026 |
| Property Address | 950 KELTON ST, GARDNER, MA 01440-1152 |
| Document Number | 073668-288 |
| Book / Page | 73668 / 288 |
| Instrument Date | May 19, 2026 |
| Instrument | 202644543 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 950 KELTON ST, GARDNER, MA 01440-1152 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 950 Kelton St was $6,471, up 10,867.8% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,471.00 (+10,867.8%) | $469,900 (+13.56%) Land $84,200 Building $385,700 | $474,424 (-35.03%) |
| 2025 | $59.00 (-99.04%) | $413,800 (+1.17%) Land $77,500 Building $336,300 | $730,265 |
| 2024 | $6,131.00 (+7.43%) | $409,000 (+15.6%) Land $71,600 Building $337,400 | |
| 2023 | $5,707.00 | $353,800 Land $68,300 Building $285,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 950 Kelton St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 950 Kelton St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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