950 Hemsath Rd, Saint Charles, MO 63303 Property Records

St. Charles County property record for 950 Hemsath Rd, Saint Charles, MO 63303

Property Summary

Property Type	Mixed Use Store/Office
Details	4 bd · 2 ba · 8,100 sqft · built 2005
Lot Size	0.505 acres (22,041 sqft)
Owner	Company Name on File
Last Sale	$150,000 (Sep 2023)
Tax Bill	$8,305 (2025)
Deeds & Mortgages	Sep 2023 Sale Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`440970A000`

Property Details

APN / Parcel Number

Primary APN	`440970A000`
Alternative APN	`3-0117-1198-00-0003.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	8,100 sqft Total Area
1st Floor Area	8,000 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2005
Exterior Material	Plywood
Lot Area	22,041 sqft (0.505 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	440970A000
Old Parcel Number	440970A000
Street Address	950 HEMSATH RD
City	SAINT CHARLES
State	MO
Zip	63303
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	AF0
Legal Description	PT SUR 1198
Legal Range	04E
Legal Township	46N
Legal Subdivision	BAILEYS 02
Legal Lot Number	3
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	2
Census Block	2014
Census Tract	311001

Owner

950 Hemsath Rd, a commercial property, is owned by a company that bought it in September 2023.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 685, STEVENSVILLE, MT 59870-0685
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Warranty Deed, Transfer INVESTORS TITLE COMPANY
Apr 20, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage JHW PROPERTIES LLC
Jul 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on File
Deed Sale	Sep 13, 2023 · Amount on File
Prior Sale	Apr 20, 2022
Deed Document Number	0202337542
Deed Book / Page	2023 / 37542
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 13, 2023
Property Address	950 HEMSATH RD, SAINT CHARLES, MO 63303
Document Number	0000037542
Instrument Date	Sep 8, 2023
Instrument	2023R-037542
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 685, STEVENSVILLE, MT 59870-0685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 KEMSATH RD, SAINT CHARLES, MO 63303

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 20, 2022
Property Address	950 HEMSATH RD, SAINT CHARLES, MO 63303
Document Number	0000022680
Instrument Date	Apr 14, 2022
Instrument	2022R-022680
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	940 HEMSATH RD, SAINT CHARLES, MO 63303-5949

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 685, STEVENSVILLE, MT 59870-0685

Mortgage

Document Number	0000022681
Date	Apr 20, 2022
Instrument	2022R-022681

Lender

Name	JHW PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 11, 2017
Property Address	940 HEMSATH RD, SAINT CHARLES, MO 63303-5949
Document Number	0067730033
Book / Page	006773 / 000033
Instrument Date	Jun 30, 2017
Instrument	427020
Transaction Type	Transfer
Record Updated	Jul 17, 2017

Transaction

Tax	$0.00
Additional	Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	940 HEMSATH RD ST CHARLES MO 633035949, ST CHARLES, MO 63303-5949

Tax Assessment & Valuation

The 2025 property tax bill for 950 Hemsath Rd was $8,305.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,305.00	$133,097	$416,814 Land $212,548 Building $204,266
2023		$133,097
2022			$416,814 Land $231,855 Building $184,959

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 950 Hemsath Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	20 (1979–1993)
Most Recent Claim	Jun 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jun 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 950 Hemsath Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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