950 Guadalupe Rd, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 950 Guadalupe Rd, Cambria, CA 93428

Property Summary

Property Type	Vacant Land
Lot Size	53.1 acres (2,315,214 sqft)
Owner	Company Name on File
Tax Bill	$10,280 (2023)
Deeds & Mortgages	May 2020 Mortgage May 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`091-211-012`

Property Details

APN / Parcel Number

Primary APN	`091-211-012`

Exterior

Lot Area	2,315,214 sqft (53.1 acres)
Terrain	Other

Location & Zoning

Street Address	950 GUADALUPE RD
City	CAMBRIA
State	CA
Zip	93428
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	AG
Legal Description	RHO NIP LOS BERROS TR PTN LT J
Legal Subdivision	LOT LINE ADJUSTMENT CO 99-0055
Legal Lot Number	J
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1025
Census Tract	12306

Owner

950 Guadalupe Rd, vacant land, is owned by a company that acquired it in December 2008.

Source: San Luis Obispo County records, as of October 16, 2023

Owner of Record	Company Name on File
Mailing Address	620 BLACK RIDGE LN, NIPOMO, CA 93444-9328
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage MISCELLANEOUS INS CO
May 8, 2020	Loan Modification, Mortgage MISCELLANEOUS INS CO
Jul 27, 2018	Deed of Trust, Mortgage MISCELLANEOUS INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2008
Deed Sale	Dec 18, 2008
Deed Document Number	2008061904
Record Updated	Jun 7, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	950 GUADALUPE RD, CAMBRIA, CA 93428
Document Number	0000022366
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	950 GUADALUPE RD ARROYO GRANDE CA 934205820, ARROYO GRANDE, CA 93420-5820

Mortgage

Document Number	0000022366
Date	May 8, 2020
Instrument	22366

Lender

Name	MISCELLANEOUS INS CO
Address	1290 AVENUE OF THE AMERICAS, NEW YORK, NY 10104-0101

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 7, 2035

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN LUIS OBISPO CA
Property Address	950 GUADALUPE RD, CAMBRIA, CA 93428
Document Number	0000022364
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2190 NIPOMO CA 934442190, NIPOMO, CA 93444-2190

Mortgage

Document Number	0000022364
Date	May 8, 2020
Instrument	22364

Lender

Name	MISCELLANEOUS INS CO
Address	NEW YORK, NY 10104

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 7, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	950 GUADALUPE RD, CAMBRIA, CA 93428
Document Number	0000031094
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2190 SANTA MARIA CA 934572190, SANTA MARIA, CA 93457-2190

Mortgage

Document Number	0000031094
Date	Jul 27, 2018
Instrument	31094

Lender

Name	MISCELLANEOUS INS CO
Address	1290 AVENUE OF THE AMERICAS, NEW YORK, NY 10104-0101

Agreement

Amount	Amount on Record
Term	156 Months
Due	Jul 26, 2031

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$10,280.00 (+1.54%)	$971,760 Land $915,936 Building $55,824
2022	$10,124.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 950 Guadalupe Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 950 Guadalupe Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

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