950 Gloucester Xing, Lake Forest, IL 60045 Property Records

Lake County property record for 950 Gloucester Xing, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,206 sqft · built 1991
Lot Size	0.129 acres (5,615 sqft)
Owner	Individual Name on File
Last Sale	$637,500 (May 2017)
Tax Bill	$17,423 (2024)
Deeds & Mortgages	Feb 2022 Reverse Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-07-201-042`

Property Details

APN / Parcel Number

Primary APN	`16-07-201-042`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,206 sqft Living Area
Gross Area	5,918 sqft
1st Floor Area	2,510 sqft
2nd Floor Area	696 sqft
Upper Floors Area	696 sqft
Basement Area	2,250 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	5,615 sqft (0.129 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	950 GLOUCESTER XING
City	LAKE FOREST
State	IL
Zip	60045-4900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND CREEK MANOR;(EX NWLY 62.6) LOT 5
Legal Subdivision	WOODLAND CREEK MANOR
Legal Lot Number	5
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	2
Census Block	2008
Census Tract	864601

Owner

950 Gloucester Xing is owned and occupied by an individual who bought it in May 2017.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	950 GLOUCESTER XING, LAKE FOREST, IL 60045-4900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 7, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 19, 2017	Grant Deed, Transfer PROPER TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2017 · Amount on File
Deed Sale	May 19, 2017 · Amount on File
Prior Sale	Dec 3, 2004 · Amount on File
Deed Document Number	20177396049
Prior Transfer Date	Aug 31, 1994
Prior Transfer Doc	0003587315
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	950 GLOUCESTER XING, LAKE FOREST, IL 60045-4900
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 GLOUCESTER XING, LAKE FOREST, IL 60045-4900

Mortgage

Document Number	0007874188
Date	Feb 15, 2022
Instrument	7874188

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	804 Months
Due	Feb 4, 2089

Interest

Rate Type	Adjustable Rate
Rate	2.31%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2021
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.3%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Mar 7, 2022
Property Address	950 GLOUCESTER XING, LAKE FOREST, IL 60045-4900
Document Number	0007880625
Map Reference	DOC 2871260
Instrument Date	May 17, 2021
Instrument	7880625
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 GLOUCESTER XING, LAKE FOREST, IL 60045-4900

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IL
Recording Date	May 19, 2017
Property Address	950 GLOUCESTER XING, LAKE FOREST, IL 60045-4900
Document Number	0007396049
Instrument Date	May 4, 2017
Instrument	7396049
Transaction Type	Transfer
Record Updated	Jun 7, 2017
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Tax	$956.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	950 GLOUCESTER XING LAKE FOREST IL 600454900, LAKE FOREST, IL 60045-4900

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$315,606 Land $30,372 Building $285,234	$946,913 Land $91,125 Building $855,788
2024	$17,423.00 (+26.16%)
2023	$13,810.00 (+5.82%)	$288,902 (+22.34%) Land $27,802 Building $261,100	$866,792 (+22.34%) Land $83,414 Building $783,378
2022	$13,050.00	$236,140 Land $22,211 Building $213,929	$708,491 Land $66,640 Building $641,851

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 950 Gloucester Xing in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1979–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 950 Gloucester Xing has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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