950 E Wilmette Rd, Unit 405, Palatine, IL 60074 Property Records

Cook County property record for 950 E Wilmette Rd, Unit 405, Palatine, IL 60074

Property Summary

Property Type	Condominium
Details	2 bd · 1,200 sqft · built 1984
Lot Size	3.59 acres (156,392 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jul 2026)
Tax Bill	$2,959 (2023)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-24-105-021-1092`

Property Details

APN / Parcel Number

Primary APN	`02-24-105-021-1092`

Interior

Bedrooms	2 Beds
Units	236 Units
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Lot Area	156,392 sqft

Location & Zoning

Street Address	950 E WILMETTE RD, 405
City	PALATINE
State	IL
Zip	60074-6479
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(WILLOW) (CREEK) (NUMBER7) CONDOMINIUM SEC 24-42-10
Legal Range	10E
Legal Township	42N
Legal Section	24
Legal Subdivision	WILLOW CREEK NUMBER7 CONDOMINIUM
Legal Lot Number	8,7
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	1
Census Block	1005
Census Tract	803901

Owner

950 E Wilmette Rd, Unit 405 is owned and occupied by an individual who bought it in July 2026.

Source: Cook County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	950 E WILMETTE RD, 405, PALATINE, IL 60074-6479
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORPORATION
Jun 29, 2023	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Feb 25, 2020	Deed of Trust, Mortgage · Conventional with PMI WATERSTONE MTG
Apr 11, 2019	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Prior Sale	Jun 29, 2023 · Amount on File
Deed Document Number	202620124305
Prior Transfer Date	Aug 5, 1995
Prior Transfer Doc	0000000852
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Jul 20, 2026
Property Address	950 E WILMETTE RD, 405, PALATINE, IL 60074-6479
Document Number	0000024305
Instrument Date	Jul 20, 2026
Instrument	202624305
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	PROPER TITLE LLC, PROPER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 E WILMETTE RD, 405, PALATINE, IL 60074-6479

Mortgage

Document Number	0000024306,
Date	Jul 20, 2026
Instrument	202620124306

Lender

Name	FIRST COLONY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 29, 2023
Property Address	950 E WILMETTE RD UNIT 405, 405, PALATINE, IL 60074-6479
Document Number	0018028090
Map Reference	DOC LR 328055
Instrument Date	Jun 21, 2023
Instrument	2318028090
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$238.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 E WILMETTE RD UNIT 405, 405, PALATINE, IL 60074-6479

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	950 E WILMETTE RD UNIT 405, 405, PALATINE, IL 60074-6479
Document Number	2007010007
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	950 E WILMETTE RD #405 PALATINE IL 600746479, 405, PALATINE, IL 60074-6479

Mortgage

Document Number	2007010007
Date	Mar 10, 2020
Instrument	7010007

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Mar 9, 2030

Interest

Rate Type	Fixed Rate
Rate	3.12%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 11, 2019
Property Address	950 E WILMETTE RD UNIT 405, 405, PALATINE, IL 60074-6479
Document Number	1910118014
Instrument Date	Apr 2, 2018
Instrument	10118014
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	950 E WILMETTE RD #405 PALATINE IL 600746479, 405, PALATINE, IL 60074-6479

Mortgage

Document Number	1910118015
Date	Apr 11, 2019
Instrument	10118015

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 10, 2034

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,779 Land $1,470 Building $20,309	$217,790 Land $14,700 Building $203,090
2023	$2,959.00 (+4.45%)
2022	$2,833.00 (+29.24%)	$15,799 (+26.29%) Land $1,238 Building $14,561	$157,990 (+26.29%) Land $12,380 Building $145,610
2021	$2,192.00 Homeowner's exemption	$12,510 Land $773 Building $11,737	$125,100 Land $7,730 Building $117,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 950 E Wilmette Rd, Unit 405 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 950 E Wilmette Rd, Unit 405 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

Nearby Properties on E Wilmette Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures