Oakland County property record for 950 Charest Ave, Waterford, MI 48327
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,091 sqft · built 1980 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $33,250 (Dec 2010) |
| Tax Bill | $1,095 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | W-13-34-156-020 |
| Primary APN | W-13-34-156-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 3 Stories |
| Building Area | 1,091 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Basement Area | 396 sqft |
| Unfinished Basement | 396 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Terrain | High |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 950 CHAREST AVE |
|---|---|
| City | WATERFORD |
| State | MI |
| Zip | 48327-3226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T3N, R9E, SEC 34 CHETOLAH SHORES SUB LOT 8 BLK 2 |
| Legal Range | 09E |
| Legal Township | 03N |
| Legal Section | 34 |
| Legal Subdivision | CHETOLAH SHORES SUB |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 145300 |
950 Charest Ave is owned and occupied by an individual who bought it in December 2010.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 950 CHAREST AVE, WATERFORD, MI 48327-3226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2010 · Amount on File |
| Deed Sale | Dec 13, 2010 · Amount on File |
| Prior Sale | May 5, 2010 · Amount on File |
| Deed Document Number | 2010222256 |
| Deed Book / Page | 42636 / 391 |
| Prior Transfer Date | Apr 3, 2008 |
| Prior Transfer Doc | 0000111688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 950 CHAREST AVE, WATERFORD, MI 48327-3226 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 950 CHAREST AVE, WATERFORD, MI 48327-3226 |
| Document Number | 0000138612 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 60670/87 |
| Instrument | 138612 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 950 Charest Ave was $1,095 with a homeowner's exemption, down 40.7% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Waterford Charter Township |
| Unified School District | Waterford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,095.00 (-40.75%) Homeowner's exemption | $81,030 | $162,060 |
| 2024 | $1,848.00 | ||
| 2023 | $73,690 | $147,380 | |
| 2021 | $1,659.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 950 Charest Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2004–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 950 Charest Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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