950 Cedar Grove Rd, Winchester, VA 22603 Property Records

Frederick County property record for 950 Cedar Grove Rd, Winchester, VA 22603 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,360 sqft · built 1875
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on File
Last Sale	$370,000 (Jan 2022)
Tax Bill	$1,201 (2026)
Deeds & Mortgages	Dec 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`31A-98`

Property Details

APN / Parcel Number

Primary APN	`31A-98`
Alternative APN	`8005969`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,360 sqft Living Area
Gross Area	2,436 sqft
1st Floor Area	680 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1962
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Porch	Porch
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8005969
Street Address	950 CEDAR GROVE RD
City	WINCHESTER
State	VA
Zip	22603-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.00 ACRES LOT 2
Legal Subdivision	2
Legal Lot Number	2
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	2
Census Block	2009
Census Tract	50200

Owner

Source: Frederick County records · APN 31A-98

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	626 N LOUDOUN ST, WINCHESTER, VA 22601-4834
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 2022 · Amount on Record
Deed Sale	Jan 04, 2022 · Amount on Record
Prior Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	2022152
Deed Book / Page	72
Record Updated	Sep 20, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Dec 30, 2019
Property Address	950 CEDAR GROVE RD, WINCHESTER, VA 22603-3003
Document Number	0000014196
Instrument Date	Dec 27, 2019
Instrument	14196
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	626 N LOUDOUN ST WINCHESTER VA 226014834, WINCHESTER, VA 22601-4834

Mortgage

Document Number	14197
Date	Dec 30, 2019
Instrument	14197

Lender

Name	DOUGLAS R TOAN
Address	600 SELDON DR, WINCHESTER, VA 22601-3234

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 29, 2020

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,201.00 (+10.39%)	$226,600 Land $107,000 Building $119,600	$226,600 Land $107,000 Building $119,600
2025	$1,088.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690502002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	2 (2018–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2021, rainfall accumulation

Wildfire

Wildfire Risk	Low above 37% of the US · above 61% of Virginia
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.