Lyon County property record for 950 Cattle Dr, Fernley, NV 89408
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 1,738 sqft · built 1993 |
| Lot Size | 7.03 acres (306,662 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $489,000 (Dec 2020) |
| Tax Bill | $3,116 (2026) |
| Deeds & Mortgages | Feb 2020 Line of Credit Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-151-13 |
| Primary APN | 021-151-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Mobile Home |
| Lot Area | 306,662 sqft |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 84 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 950 CATTLE DR |
|---|---|
| City | FERNLEY |
| State | NV |
| Zip | 89408-9789 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RR5 |
| Legal Description | PAR 4 |
| Legal Subdivision | PARCEL MAP 51069 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | LYON NV |
| Township / Civil Division | FERNLEY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 960106 |
Source: Lyon County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 950 CATTLE DR, FERNLEY, NV 89408-9789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 11, 2020 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Dec 18, 2020 | Bargain and Sale Deed, Transfer · VA Mortgage INTERNATIONAL CITY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on Record |
| Deed Sale | Dec 18, 2020 · Amount on Record |
| Prior Sale | Apr 13, 2010 · Amount on Record |
| Deed Document Number | 2020627120 |
| Prior Transfer Date | Nov 30, 2015 |
| Prior Transfer Doc | 0000544209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 950 CATTLE DR, FERNLEY, NV 89408-9789 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000610571 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 610571 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | FERNLEY, NV 89408 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Dec 18, 2020 |
| Property Address | 950 CATTLE DR, FERNLEY, NV 89408-9789 |
| Document Number | 0000627120 |
| Map Reference | DOC154779 PM51069 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 627120 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | FIRST CENTENNIAL RENO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,907.10 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7177 REDTHORNE RD, 7177, ROGUE RIVER, OR 97537-4650 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 950 CATTLE DR, FERNLEY, NV 89408-9789 |
| Document Number | 0000627121 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 627121 |
| Name | INTERNATIONAL CITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Lyon County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Municipality | Fernley City |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,116.00 (+10.85%) | $147,994 (+0.85%) Land $96,250 Building $51,744 | $422,840 (+0.85%) Land $275,000 Building $147,840 |
| 2023 | $2,811.00 (+3.54%) | $146,743 (+3.9%) Land $96,250 Building $50,493 | $419,267 (+3.9%) Land $275,000 Building $144,267 |
| 2022 | $2,715.00 | $141,231 Land $96,250 Building $44,981 | $403,516 Land $275,000 Building $128,516 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 70% of Nevada |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 200 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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