950 Caroline Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 950 Caroline Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,076 sqft · built 2012
Owner	2 Individual Names on Record
Last Sale	$345,000 (Apr 2017)
Tax Bill	$3,531 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1208O-01-009.054`

Property Details

APN / Parcel Number

Primary APN	`1208O-01-009.054`
Alternative APN	`129584`

Interior

Full Baths	2 Baths
Building Area	3,076 sqft Adjusted Area
1st Floor Area	2,636 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Pool Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	129584
Street Address	950 CAROLINE DR
City	BILOXI
State	MS
Zip	39532-6500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 TAYLOR OAKS SUBD SEC 12-7-10
Legal Range	10
Legal Township	07
Legal Section	12
Legal Subdivision	TAYLOR OAKS SUBD
Legal Lot Number	54
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2024
Census Tract	3311

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	950 CAROLINE DR, BILOXI, MS 39532-6500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2017	Deed of Trust, Mortgage KEESLER FCU
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEESLER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2017 · Amount on Record
Deed Sale	Apr 5, 2017 · Amount on Record
Deed Document Number	2017-0000736-D-J2
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	950 CAROLINE DR, BILOXI, MS 39532-6500
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170001060TJ2
Date	Apr 5, 2017
Instrument	2017-0001060-T-J2

Lender

Name	KEESLER FCU
Type	Credit Union
Address	BILOXI, MS 39531

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	950 CAROLINE DR, BILOXI, MS 39532-6500
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200003073TJ2
Date	Sep 1, 2020
Instrument	2020-0003073-T-J2

Lender

Name	KEESLER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,531.00 (+3.58%) Homeowner's exemption Disabled Person's exemption	$34,276 (+4.21%)	$342,757 (+4.21%) Land $50,000 Building $292,757
2024	$3,409.00 (+2.99%)
2023	$3,310.00 Homeowner's exemption Disabled Person's exemption	$32,892	$328,924 Land $50,000 Building $278,924
2022	$3,310.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	8 (1998–2026)
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 62% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CoastConnect.

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