950 Bowline Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 950 Bowline Dr, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,632 sqft · built 1979
Lot Size	0.669 acres (29,185 sqft)
Owner	2 Owner Names on File
Last Sale	$550,000 (May 2007)
Tax Bill	$6,003 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-40-21-00005-0000-00017.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-21-00005-0000-00017.0`
Alternative APN	`98840`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,632 sqft Living Area
1st Floor Area	2,725 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	29,185 sqft (0.669 acres)
Lot Dimensions	230 ft deep x 117 ft wide
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	3,657 sqft

Exterior Amenities

Pool Area	540 sqft
Porch	Open Porch
Porch Area	144 sqft
Patio Area	142 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	98840
Street Address	950 BOWLINE DR
City	VERO BEACH
State	FL
Zip	32963-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	MOORINGS UNIT 4 LOT 17 PBI 8-72A
Legal Range	40
Legal Township	33
Legal Section	21
Legal Subdivision	THE MOORINGS UNIT 4
Legal Lot Number	17
Legal Unit	4
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2002
Census Tract	50509

Owner

The current owner of 950 Bowline Dr bought it in May 2007.

Source: Indian River County records, as of March 5, 2026

Owner of Record	2 Owner Names on File
Mailing Address	950 BOWLINE DR, VERO BEACH, FL 32963-2903
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Nov 28, 2018	Loan Modification, Mortgage · Conventional Mortgage CENTERSTATE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2007 · Amount on File
Deed Sale	May 22, 2007 · Amount on File
Prior Sale	Nov 15, 2001
Deed Document Number	1845503
Deed Book / Page	2168 / 0133
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	950 BOWLINE DR, VERO BEACH, FL 32963-2903
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 BOWLINE DR, VERO BEACH, FL 32963-2903

Mortgage

Document Number	0034430708
Date	Jul 13, 2021
Book Page	3443/708
Instrument	3120210050340

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	VERO BEACH, FL 32963

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jun 16, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	950 BOWLINE DR, VERO BEACH, FL 32963-2903
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 BOWLINE DR, VERO BEACH, FL 32963-2903

Mortgage

Document Number	0034131870
Date	Apr 23, 2021
Book Page	3413/1870
Instrument	3120210028814

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	INDIAN RIVER FL
Property Address	950 BOWLINE DR, VERO BEACH, FL 32963-2903
Document Number	0031721232
Instrument Date	Nov 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	950 BOWLINE DR VERO BEACH FL 329632903, VERO BEACH, FL 32963-2903

Mortgage

Document Number	0031721232
Date	Dec 21, 2018
Book Page	003172/001232
Instrument	76759

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	VERO BEACH, FL 32960

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 950 Bowline Dr was $6,003.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,003.00	$440,595	$941,374 Land $401,625 Building $539,749
2023	$5,398.00 (+2.53%)	$415,706 (+3%)	$820,688 (+12.52%) Land $363,375 Building $457,313
2022	$5,265.00	$403,598	$729,345 Land $363,375 Building $365,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 950 Bowline Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	577 units insured incl. 281 condo units
Nearby Flood Claims	9 (2005–2025)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 950 Bowline Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

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