950 Bermuda Ave, Sebastian, FL 32958 Property Records

Indian River County property record for 950 Bermuda Ave, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 988 sqft · built 1996
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Dec 2018)
Tax Bill	$3,533 (2025)
Deeds & Mortgages	Dec 2025 Sale Jan 2020 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-14-00002-1590-00006.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-14-00002-1590-00006.0`
Alternative APN	`20182`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,300 sqft
1st Floor Area	988 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	312 sqft
Driveway	Concrete Driveway
Driveway Area	351 sqft
Porch	Open Porch
Porch Area	24 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	950 BERMUDA AVE
City	SEBASTIAN
State	FL
Zip	32958-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 05 BLK 159 LOT 6 PBI 5-102
Legal Range	38E
Legal Township	31S
Legal Section	14
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 5
Legal Block	159
Legal Lot Number	6
Legal Unit	5
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1065
Census Tract	50807

Owner

950 Bermuda Ave is owned and occupied by two individuals who bought it in December 2018.

Source: Indian River County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	950 BERMUDA AVE, SEBASTIAN, FL 32958-5104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Jan 3, 2020	Deed in Lieu of Foreclosure, Transfer ATTORNEY ONLY
Dec 19, 2018	Warranty Deed, Transfer · Conventional with PMI 950 BERMUDA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on File
Deed Sale	Dec 19, 2018 · Amount on File
Prior Sale	Jul 9, 2010 · Amount on File
Deed Document Number	201876185
Deed Book / Page	3171 / 1922
Prior Transfer Date	May 31, 2007
Prior Transfer Doc	0021701836
Record Updated	Sep 20, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 17, 2025
Property Address	950 BERMUDA AVE, SEBASTIAN, FL 32958-5104
Document Number	0038252103
Book / Page	3825 / 2103
Map Reference	MB 5 PG 102
Instrument Date	Dec 17, 2025
Instrument	3120250061702
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1327 N CENTRAL AVE, SEBASTIAN, FL 32958-1607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 N CENTRAL AVE, SEBASTIAN, FL 32958-1607

January 2020: Deed in Lieu of Foreclosure, Transfer

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 3, 2020
Property Address	950 BERMUDA AVE, SEBASTIAN, FL 32958-5104
Document Number	0032661837
Book / Page	003266 / 001837
Instrument Date	Dec 31, 2019
Instrument	417
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12470 ROSELAND RD SEBASTIAN FL 329583507, SEBASTIAN, FL 32958-3507

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 19, 2018
Property Address	950 BERMUDA AVE, SEBASTIAN, FL 32958-5104
Document Number	0031711922
Book / Page	003171 / 001922
Instrument Date	Dec 13, 2018
Instrument	76185
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 BERMUDA AVE SEBASTIAN FL 329585104, SEBASTIAN, FL 32958-5104

Mortgage

Document Number	31711924
Date	Dec 19, 2018
Book Page	003171/001924
Instrument	76186

Lender

Name	950 BERMUDA LLC
Address	12470 ROSELAND RD, SEBASTIAN, FL 32958-3507

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	36 Months
Due	Dec 18, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 950 Bermuda Ave was $3,533.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,533.00	$190,302 Land $61,200 Building $129,102	$190,302 Land $61,200 Building $129,102
2023	$2,757.00 (+12.95%)	$172,575 (+17.55%) Land $45,900 Building $126,675	$172,575 (+17.55%) Land $45,900 Building $126,675
2022	$2,441.00	$146,809 Land $34,680 Building $112,129	$146,809 Land $34,680 Building $112,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 950 Bermuda Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	6 (1979–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2017
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 950 Bermuda Ave is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile.

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