950 Arcady Rd, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 950 Arcady Rd, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,560 sqft · built 1957
Lot Size	0.78 acres (33,977 sqft)
Owner	Company Name on Record
Last Sale	$4,035,000 (Sep 2022)
Tax Bill	$45,343 (2025)
Deeds & Mortgages	Sep 2022 Sale May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-191-009`

Property Details

APN / Parcel Number

Primary APN	`013-191-009`
Alternative APN	`01319109`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,560 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	33,977 sqft (0.78 acres)

Location & Zoning

Street Address	950 ARCADY RD
City	SANTA BARBARA
State	CA
Zip	93108-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2E1
Legal Description	ARCADY ESTATES LOT 4
Legal Subdivision	ARCADY ESTATES
Legal Lot Number	4
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	3
Census Block	3008
Census Tract	700

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	950 ARCADY RD, SANTA BARBARA, CA 93108-1907
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE CO
May 29, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 21, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	Oct 4, 2011 · Amount on Record
Deed Document Number	202241422
Prior Transfer Date	Nov 16, 2011
Prior Transfer Doc	0000066864
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 26, 2022
Property Address	950 ARCADY RD, SANTA BARBARA, CA 93108-1907
Document Number	0000041422
Map Reference	MB 28 PG 66
Instrument Date	Sep 16, 2022
Instrument	2022-0041422
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	950 ARCADY RD, SANTA BARBARA, CA 93108-1907

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	950 ARCADY RD, SANTA BARBARA, CA 93108-1907
Document Number	0000040026
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	950 ARCADY RD MONTECITO CA 931081907, MONTECITO, CA 93108-1907

Mortgage

Document Number	0000040026
Date	Aug 4, 2020
Instrument	40026

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	950 ARCADY RD, SANTA BARBARA, CA 93108-1907
Document Number	0000000231
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	950 ARCADY RD MONTECITO CA 931081907, MONTECITO, CA 93108-1907

Mortgage

Document Number	0000000231
Date	Jan 3, 2020
Instrument	231

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Cold Spring Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,281,973 (+2%) Land $1,910,174 Building $2,371,799
2025	$45,343.00 (+3.64%)	$4,198,014 (+4.04%) Land $1,872,720 Building $2,325,294
2023	$43,751.00 (+110.24%)	$4,035,000 Land $1,800,000 Building $2,235,000
2022	$20,810.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	22 (1981–2025)
Claims Outside the SFHA	20 of 22
Most Recent Claim	Nov 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Severe Winter Storms And Flooding, Mar 1998 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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