950 7 Mile Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 950 7 Mile Rd, Kawkawlin, MI 48631

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,419 sqft · built 1992
Lot Size	2.48 acres (108,029 sqft)
Owner	2 Individual Names on File
Last Sale	$138,800 (Sep 2002)
Tax Bill	$2,484 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-007-400-015-01`

Property Details

APN / Parcel Number

Primary APN	`080-007-400-015-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	1,419 sqft
Basement Area	1,419 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	108,029 sqft (2.48 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	950 7 MILE RD
City	KAWKAWLIN
State	MI
Zip	48631-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 540.72 FT N OF SE COR OF SEC TH N 140.73 FT TH W 769.01 FT TH S 140.73 FT TH E 768.73 FT TO BEG. SEC.7,T15N,R4E 5-21-76
Jurisdiction	BAY MI
Township / Civil Division	KAWKAWLIN
Census Block Group	1
Census Block	1006
Census Tract	286101

Owner

950 7 Mile Rd is owned and occupied by two individuals who bought it in September 2002.

Source: Bay County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	950 7 MILE RD, KAWKAWLIN, MI 48631-9743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2002 · Amount on File
Deed Sale	Sep 12, 2002 · Amount on File
Deed Book / Page	1932 / 980
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	950 7 MILE RD, KAWKAWLIN, MI 48631-9743
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103337
Date	Mar 1, 2021
Instrument	202103337

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	168 Months
Due	Mar 1, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	950 7 MILE RD, KAWKAWLIN, MI 48631-9743
Document Number	0000016184
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	950 7 MILE RD KAWKAWLIN MI 486319743, KAWKAWLIN, MI 48631-9743

Mortgage

Document Number	0000016184
Date	Dec 2, 2019
Instrument	16184

Lender

Name	INDEPENDENT BK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 950 7 Mile Rd was $2,484 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Kawkawlin Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,484.00 Homeowner's exemption	$107,400	$214,800
2023		$80,200	$160,400
2022	$2,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 950 7 Mile Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 950 7 Mile Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 7 Mile Rd

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