950 19th St, Otsego, MI 49078 Property Records

Allegan County property record for 950 19th St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,006 sqft
Lot Size	9.45 acres (411,773 sqft)
Owner	Individual Name on File
Last Sale	$90,685 (Sep 2008)
Tax Bill	$3,183 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-009-004-30`

Property Details

APN / Parcel Number

Primary APN	`17-009-004-30`
Alternative APN	`03-17-009-004-30`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,006 sqft Living Area
1st Floor Area	1,718 sqft
Basement Area	692 sqft
Unfinished Basement	692 sqft

Exterior

Exterior Material	Wood
Lot Area	411,773 sqft (9.45 acres)
Lot Dimensions	1,247 ft deep x 330 ft wide
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	950 19TH ST
City	OTSEGO
State	MI
Zip	49078-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT N 1/4 COR TH S 1358.41' TO POB TH CONT S 330' TH W 1324.78' TH N 310' TH E 1284' TH N 20' TH E 40' TO POB SEC 9 T1N R11W (08).
Legal Range	11W
Legal Township	01N
Legal Section	09
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1007
Census Tract	31800

Owner

950 19th St is owned and occupied by an individual who bought it in September 2008.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	950 19TH ST, OTSEGO, MI 49078-9737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2008 · Amount on File
Deed Sale	Sep 25, 2008 · Amount on File
Deed Book / Page	3264 / 766
Prior Transfer Date	Dec 20, 2006
Prior Transfer Doc	3264/764
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	950 19TH ST, OTSEGO, MI 49078-9737
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 19TH ST, OTSEGO, MI 49078-9737

Mortgage

Document Number	005112/674
Date	Feb 23, 2026
Book Page	5112/674
Instrument	2026002580

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2046

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	950 19TH ST, OTSEGO, MI 49078-9737
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC-DETROIT, TITLE SOURCE DETROIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4129/956
Date	Apr 12, 2017
Book Page	4129/956

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 950 19th St was $3,183 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,200 Land $34,100 Building $116,100	$300,400 Land $68,200 Building $232,200
2025	$3,183.00
2023		$108,700 Land $25,700 Building $83,000	$217,400 Land $51,400 Building $166,000
2022	$2,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 950 19th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 950 19th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 19th St

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