95 Wooster St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 95 Wooster St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,275 sqft · built 1850
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Nov 2022)
Tax Bill	$5,396 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:M-19.5E17`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:M-19.5E17`
Alternative APNs	`NAUG M:050 L:1701` `AI16 19.5E17` `050-1701` `50-1701`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,275 sqft Living Area
Gross Area	1,875 sqft
1st Floor Area	819 sqft
Basement Area	456 sqft
Unfinished Basement	456 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	50-1701
Street Address	95 WOOSTER ST
City	NAUGATUCK
State	CT
Zip	06770-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Lot Number	1701
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	4
Census Block	4009
Census Tract	345100

Owner

95 Wooster St is owned by an individual who bought it in November 2022.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2600 NETHERLAND AVE, 1009, BRONX, NY 10463-2164
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jul 23, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Nov 7, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage LSK MGMT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2022 · Amount on File
Deed Sale	Nov 7, 2022 · Amount on File
Prior Sale	Jul 18, 2011 · Amount on File
Deed Document Number	20224024
Deed Book / Page	1112 / 582
Transfer Doc	000872-549
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	95 WOOSTER ST, NAUGATUCK, CT 06770-3116
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001167-199
Date	Sep 10, 2025
Book Page	1167/199
Instrument	2025-2836

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	95 WOOSTER ST, NAUGATUCK, CT 06770-3116
Transaction Type	Mortgage
Record Updated	Aug 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001142-717
Date	Jul 23, 2024
Book Page	1142/717
Instrument	2024-1912

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 7, 2022
Property Address	95 WOOSTER ST, NAUGATUCK, CT 06770-3116
Document Number	001112-582
Book / Page	1112 / 582
Instrument Date	Nov 4, 2022
Instrument	20224024
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 NETHERLAND AVE APT 1009, 1009, BRONX, NY 10463-2164

Mortgage

Document Number	0020224025
Date	Nov 7, 2022
Instrument	2022-4025

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	95 WOOSTER ST, NAUGATUCK, CT 06770-3116
Document Number	1014-661
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 WOOSTER ST NAUGATUCK CT 067703116, NAUGATUCK, CT 06770-3116

Mortgage

Document Number	1014-661
Date	Jul 31, 2018
Book Page	001014/000661

Lender

Name	LSK MGMT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 30, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 95 Wooster St was $5,396, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,396.00 (+1.64%)	$133,420 (-) Land $33,670 Building $99,750	$273,148 (+192.47%)
2025	$5,309.00	$133,420 Land $33,670 Building $99,750	$93,394 Land $23,569 Building $69,825
2024	$5,309.00 (-11.09%)
2023	$5,971.00 (+21.16%)	$133,420 (+29.27%) Land $33,670 Building $99,750
2022	$4,928.00	$103,210 Land $35,600 Building $67,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Wooster St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Wooster St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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