Saratoga County and Malta Town property record for 95 Wineberry Ln, Malta, NY 12020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,097 sqft · built 1986 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Jun 2014) |
| Tax Bill | $5,778 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Dec 2016 Loan Modification |
| APN | 414089 230.9-1-8 |
| Primary APN | 414089 230.9-1-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,097 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| Basement Area | 565 sqft |
| Finished Basement | 565 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Width | 84.8 ft Width |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 384 sqft |
| Patio Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 95 WINEBERRY LN |
|---|---|
| City | MALTA |
| State | NY |
| Zip | 12020-4719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | SIDE: N LOT 796 |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | MALTA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 61907 |
95 Wineberry Ln is owned and occupied by two individuals who bought it in June 2014.
Source: Saratoga County and Malta Town records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 WINEBERRY LN, BALLSTON SPA, NY 12020-4719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage · Line of Credit BALLSTON SPA NATIONAL BANK |
| Dec 9, 2016 | Loan Modification, Mortgage · FHA Mortgage HOMESTEAD FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2014 · Amount on File |
| Deed Sale | Jun 18, 2014 · Amount on File |
| Prior Sale | Jul 31, 2013 · Amount on File |
| Deed Book / Page | 2014 / 17081 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 95 WINEBERRY LN, MALTA, NY 12020-4719 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000008920 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 2023008920 |
| Name | BALLSTON SPA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 95 WINEBERRY LN, MALTA, NY 12020-4719 |
| Document Number | 0000002186 |
| Instrument Date | Dec 9, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 95 WINEBERRY LN MALTA NY 120204719, MALTA, NY 12020-4719 |
| Document Number | 0000002186 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 2186 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | EWING, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 19, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
The 2025 property tax bill for 95 Wineberry Ln was $5,778 with a homeowner's exemption.
Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Malta Town |
| Unified School District | Ballston Spa Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,778.00 | $409,000 Land $60,000 Building $349,000 | $409,000 Land $60,000 Building $349,000 |
| 2023 | $358,000 Land $60,000 Building $298,000 | $358,000 Land $60,000 Building $298,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 95 Wineberry Ln; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Wineberry Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MALTA WATER DISTRICT #1 serves 8,950 people · EPA ID NY4511620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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