Pinellas County property record for 95 Windward Is, Clearwater Beach, FL 33767
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,083 sqft · built 1986 |
| Lot Size | 0.222 acres (9,679 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $15,358 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-744-7745-6 |
| Primary APN | C62-000-744-7745-6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,083 sqft Living Area |
| Gross Area | 5,621 sqft |
| 1st Floor Area | 2,499 sqft |
| Upper Floors Area | 1,584 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,679 sqft (0.222 acres) |
| Lot Dimensions | 120 ft deep x 81 ft wide |
| View / Lot | Intracoastal |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 638 sqft |
| Deck Area | 104 sqft |
| Patio Area | 104 sqft |
| Loading Dock | 492 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R99816 |
|---|---|
| Street Address | 95 WINDWARD IS |
| City | CLEARWATER BEACH |
| State | FL |
| Zip | 33767-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ISLAND ESTATES OF CLEARWATER UNIT 4 LOT 34 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 9 |
| Legal Subdivision | ISLAND ESTATES OF |
| Legal Tract | 43362 |
| Legal Lot Number | 34 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 26001 |
Source: Pinellas County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 95 WINDWARD IS, CLEARWATER, FL 33767-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Dec 29, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 24, 2021 |
| Transfer Doc | 0218690151 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 95 WINDWARD IS, CLEARWATER, FL 33767-2322 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 95 WINDWARD IS, SAINT PETERSBURG, FL 33707 |
| Document Number | 0219851812 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 21985/1812 |
| Instrument | 2022089824 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 3, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 29, 2021 |
| Property Address | 95 WINDWARD IS, CLEARWATER, FL 33767-2322 |
| Document Number | 0218690151 |
| Book / Page | 21869 / 151 |
| Map Reference | MB 51 PG 32&33 |
| Instrument Date | Nov 24, 2021 |
| Instrument | 2021419554 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 WINDWARD IS, CLEARWATER BEACH, FL 33767-2322 |
| Document Number | 0021869153 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 21869/153 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,358.00 (+5.27%) Homeowner's exemption Widower's exemption | $840,997 (+5.99%) | $2,044,758 (-5.01%) Land $1,053,743 Building $991,015 |
| 2024 | $14,589.00 (+1.43%) | ||
| 2023 | $14,383.00 (+1.94%) Homeowner's exemption Widower's exemption | $793,490 (+3%) | $2,152,596 (+22.73%) Land $1,383,414 Building $769,182 |
| 2022 | $14,109.00 Homeowner's exemption Widower's exemption | $770,379 | $1,753,891 Land $1,126,132 Building $627,759 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 196 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 539 units insured incl. 343 condo units |
| Nearby Flood Claims | 281 (1978–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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