95 Willow Dr, Old Tappan (Westwood), NJ 07675 Property Records

Bergen County and Old Tappan Borough property record for 95 Willow Dr, Old Tappan, NJ 07675

Property Summary

Property Type	Single Family Home
Details	5,444 sqft · built 2015
Lot Size	1.99 acres (87,033 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Jul 2018)
Tax Bill	$30,498 (2025)
Deeds & Mortgages	Feb 2019 Refinance Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`43-02305-0000-00001-03`

Property Details

APN / Parcel Number

Primary APN	`43-02305-0000-00001-03`
Alternative APN	`43023050000000010003`

Interior

Building Area	5,444 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	87,033 sqft (1.99 acres)

Location & Zoning

Street Address	95 WILLOW DR
City	OLD TAPPAN
State	NJ
Zip	07675-6832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA40
Legal Description	1.998AC
Legal Subdivision	GREGORY & LORI VAIL
Legal Block	2305
Legal Lot Number	1.03
Jurisdiction	BERGEN NJ
Township / Civil Division	OLD TAPPAN
Census Block Group	2
Census Block	2007
Census Tract	24100

Owner

Source: Bergen County and Old Tappan Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 WILLOW DR, OLD TAPPAN, NJ 07675-6832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jul 10, 2018	Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	201818-048708
Deed Book / Page	2991 / 2200
Prior Transfer Date	Dec 16, 2014
Prior Transfer Doc	0018230682
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	95 WILLOW DR, OLD TAPPAN, NJ 07675-6832
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031792213
Date	Feb 14, 2019
Book Page	3179/2213
Instrument	19-011006

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

July 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 10, 2018
Property Address	95 WILLOW DR, OLD TAPPAN, NJ 07675-6832
Document Number	0029912200
Book / Page	2991 / 2200
Instrument Date	Jun 27, 2018
Instrument	00018-048708
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 WILLOW DR, OLD TAPPAN, NJ 07675-6832

Tax Assessment & Valuation

Source: Bergen County and Old Tappan Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Old Tappan Borough
Secondary School District	Northern Valley Regional School District (09 - 12)
Elementary School District	Old Tappan Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,513,900 (+93.38%) Land $745,800 Building $1,768,100	$2,513,900 (+93.38%) Land $745,800 Building $1,768,100
2025	$30,498.00 (+6.54%)	$1,300,000 (-) Land $497,800 Building $802,200	$1,300,000 (-) Land $497,800 Building $802,200
2024	$28,626.00 (+3.48%)
2023		$1,300,000 Land $497,800 Building $802,200	$1,300,000 Land $497,800 Building $802,200
2022	$27,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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