95 William St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 95 William St, Lawrence, MA 01841

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,506 sqft · built 1988
Lot Size	0.138 acres (6,027 sqft)
Owner	Individual Name on Record
Last Sale	$412,500 (Jun 2023)
Tax Bill	$3,595 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54 0009 0001 A`

Property Details

APN / Parcel Number

Primary APN	`54 0009 0001 A`
Alternative APN	`LAWR M:0054 B:0009 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,506 sqft Living Area
Gross Area	2,292 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	6,027 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	54 0009 0001 A
Street Address	95 WILLIAM ST
City	LAWRENCE
State	MA
Zip	01841-1472
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Subdivision	95-97 WILLIAM STREET CONDO
Legal Block	9
Legal Lot Number	1
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	5
Census Block	5002
Census Tract	250800

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	95 WILLIAM ST, LAWRENCE, MA 01841-1472
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Dec 20, 2018	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	Dec 20, 2018 · Amount on Record
Deed Book / Page	17767 / 12
Prior Transfer Date	Jun 21, 2023
Prior Transfer Doc	0017767-12
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jun 22, 2023
Property Address	95 WILLIAM ST, LAWRENCE, MA 01841-1472
Document Number	0017767-12
Book / Page	17767 / 12
Instrument Date	Jun 21, 2023
Instrument	9633
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	95 WILLIAM ST # 1, 1, LAWRENCE, MA 01841-1472

Mortgage

Document Number	0000009634
Date	Jun 22, 2023
Instrument	9634

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Dec 20, 2018
Property Address	95 WILLIAM ST, LAWRENCE, MA 01841-1472
Document Number	15713-91
Book / Page	15713 / 91
Instrument Date	Nov 19, 2018
Instrument	30720
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	95-97 WILLIAM ST # 1, 1, LAWRENCE, MA 01841

Mortgage

Document Number	30721
Date	Dec 20, 2018
Instrument	30721

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,595.00 (+5.8%)	$416,100 (+7.77%) Building $416,100	$415,342 (+6.69%)
2025	$3,398.00 (+23.65%)	$386,100 (+29.96%) Building $386,100	$389,310
2024	$2,748.00 (-11.38%)	$297,100 (-2.65%) Building $297,100
2023	$3,101.00	$305,200 Building $305,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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