Bergen County and Garfield City property record for 95 Willard St, Garfield, NJ 07026
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 1,530 sqft · built 1920 |
| Lot Size | 0.211 acres (9,187 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00075-0000-00015 |
| Primary APN | 21-00075-0000-00015 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 1,530 sqft Gross Area |
| 1st Floor Area | 1,530 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 9,187 sqft (0.211 acres) |
| Lot Dimensions | 123 ft deep x 75 ft wide |
| Account Number | 001645 |
|---|---|
| Street Address | 95 WILLARD ST |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-2916 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | 1 |
| Legal Description | 9188 SF 16-17 DISABLED VETERAN |
| Legal Subdivision | EAST PASSAIC LAND CO |
| Legal Block | 75 |
| Legal Lot Number | 15 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21600 |
Source: Bergen County and Garfield City records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 WILLARD ST, GARFIELD, NJ 07026-2916 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2000 |
| Deed Sale | Oct 3, 2000 |
| Prior Sale | Oct 3, 2000 |
| Deed Book / Page | 10484 / 862 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 95 WILLARD ST, GARFIELD, NJ 07026-2916 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0042010330 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 4201/330 |
| Instrument | 2021092693 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Mar 1, 2036 |
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $271,700 (-) Land $140,900 Building $130,800 | $271,700 (-) Land $140,900 Building $130,800 |
| 2025 | $271,700 (+1.19%) Land $140,900 Building $130,800 | $271,700 (+1.19%) Land $140,900 Building $130,800 |
| 2023 | $268,500 Land $140,900 Building $127,600 | $268,500 Land $140,900 Building $127,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (2007–2021) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile.
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